Mortgage Loan Originator

Are you passionate about helping individuals achieve their homeownership dreams while building lasting relationships in the community?

At Security National Bank, if there is one belief we hold together as a team, it’s that everything matters.  From the words we say, to the way we dress, to the decisions we make and the actions we take – every single thing we do matters.  Why?  Because we recognize the inherent value of each individual, and the potential of what each person can become.  We realize every one of life’s interactions is an opportunity to help someone reach that potential.  This is why we treat even the smallest details of life and banking with careful thought and attention.  If you aspire to do the same, we’d like you to advance your career with us at SNB.

As a Mortgage Loan Originator (MLO), you will play a key role in helping individuals and families secure a mortgage—whether it’s their first home, a refinance, or a new purchase. You’ll be there from pre-qualification to closing, ensuring that customers feel informed and supported every step of the way. Our Sioux Falls market is rapidly growing, offering incredible opportunities for a motivated professional ready to make an impact.

As a lender in a community-focused bank, you will play an essential role in helping individuals and families achieve financial security with confidence. We are looking for a motivated individual with strong values, a great work ethic, and a passion for lending. At SNB, we prioritize integrity, innovation, and exceptional customer service in everything we do. If you’re driven by the opportunity to make a difference in your community and want to be part of a team that genuinely cares, we’d love to hear from you!

KEY RESPONSIBILITIES:

• Customer Engagement and Loan Origination
  • Build meaningful relationships with customers, ensuring they feel supported and informed throughout the lending process.
  • Take loan applications for residential mortgage and consumer loans, prequalifying applicants and thoroughly explaining available programs.
  • Ensure compliance with federal and state regulations while maintaining the highest ethical standards in lending.
• Business Development and Community Involvement
  • Establish and maintain strong referral relationships with local realtors, builders, and community members to generate new business opportunities.
  • Actively participate in community events, educational seminars, and public relations efforts to represent the bank and build trust.
  • Identify additional financial solutions for customers by cross-selling relevant bank services.
• Loan Processing and Closing
  • Oversee the loan process from application through closing, ensuring all necessary documentation is complete and accurate.
  • Collaborate with internal teams to facilitate seamless loan approvals and closings.
  • Communicate proactively with customers, providing ongoing support throughout the mortgage process.

QUALIFICATIONS AND COMPETENCIES:

• Education and Experience
• Prior experience in mortgage lending, banking, or a related financial services role preferred.
• Must meet all state and federal licensing requirements for mortgage loan origination.
• Bachelor’s degree in a related field or equivalent work experience.
• Minimum of two years of professional office experience.
• Skills and Abilities
• Strong relationship-building skills with a passion for helping customers achieve their homeownership goals.
• Strong attention to detail and accuracy to ensure compliance and completeness of loan files.
• Excellent oral, written, and interpersonal communication skills to effectively interact with customers, colleagues, and community members.
• Ability to manage multiple requests simultaneously, meet deadlines, and adapt to changing priorities.
• Proficiency in navigating multiple computer systems and programs, with working knowledge of Microsoft Word and Excel.
• Team-oriented mindset with the ability to work collaboratively across all levels of the organization.
• Service-oriented approach with professionalism, courtesy, and respect.
• Advanced problem-solving and analytical skills to assess financial situations and recommend solutions.
• Ability to take direction, follow through independently, and ensure projects are completed successfully.

WHY SECURITY NATIONAL BANK?
At SNB, we stand for excellent service and are committed to doing what’s right. Our team is deeply connected to the communities we serve, giving back and embodying our mission to make a positive difference.

If you are ready to take the next step in your career with an organization that values integrity, relationships, and growth, we encourage you to join us in creating a lasting impact.

HOURS:

Some extended business hours.

BENEFITS:

Compensation structure is base salary plus commission with the option to be 100% commission based if desired.

We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection.

ABOUT SECURITY NATIONAL BANK:

Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection.  These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis — and emerge as the region’s most established and trustworthy locally owned bank.  We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain.  To this day, we believe that doing what’s right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.

Security National Bank is an Equal Opportunity, Affirmative Action Employer.  Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status.

LEARN MORE:

https://www.snbonline.com/about/employment-opportunities

LOCATION:

Sioux Falls, SD