Underwriter

SNI Companies is looking for experienced Mortgage Underwriters to support our client in the Southside area of Jacksonville, FL. This is a part-time, in office position.

Pay Rate: $30-$33 an hour

Part-time schedule, 30 hours per week

Underwriter Responsibilities:

• Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.
• Evaluate borrowers' financial profiles, including debt-to-income ratio, credit history, and employment stability, to determine loan approval or denial.
• Ensure compliance with company policies, regulatory requirements (such as TILA, RESPA, and Fair Lending), and investor guidelines throughout the underwriting process.
• Communicate lending decisions to Loan Officers, borrowers, and other stakeholders in a clear and timely manner, providing explanations for any conditions or stipulations.
• Collaborate with Loan Processors, Loan Officers, and other team members to resolve issues, address conditions, and facilitate loan closings.
• Maintain a high level of accuracy and attention to detail in underwriting documentation and loan files, ensuring completeness and consistency.
• Provide exceptional customer service by responding to borrower inquiries, providing status updates, and guiding them through the underwriting process with professionalism and empathy.

Requirements:

• 5 years of proven work experience as a Mortgage Underwriter
• Bachelor's degree in business or finance field preferred
• Excellent communication skills, written and verbal
• Strong ability to prioritize tasks and stay organized
• Strong data analysis skills
• Must be able to work on site