What are the responsibilities and job description for the Credit Analyst/Loan Portfolio Manager position at SNI Financial?
Key Responsibilities :
- Conduct detailed credit analysis and risk assessment for loan applications from individuals and businesses.
- Ensuring credit analysis clearly and concisely explains the credit request, analyzes the financial information with strengths and weaknesses, evaluates compliance with underwriting standards and makes recommendations with regard to constructive terms, controls and financial covenants.
- Evaluate financial statements, Tax returns, credit reports, and other relevant data to determine the creditworthiness of applicants.
- Prepare comprehensive credit packages and present findings to senior management and the board.
- Monitor existing loan portfolios for portfolio delinquency, repossession and loss reports through data obtained from internal and external sources and perform credit inquiries, as needed
- Assist in the development and maintenance of credit policies and procedures.
- Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk.
- Collaborate with other departments to ensure seamless credit operations.
- Handling correspondence with internal and external customers professionally, courteously and promptly.
Preferred Qualifications :
