What are the responsibilities and job description for the Senior Credit Analyst, Credit Portfolio Management – M/F/D position at Societe Generale?
Reference 24000M7L
Responsibilities
Credit Portfolio Management ("CPM") is managing Global Banking and Advisory division’s loan book across three regions to increase balance sheet velocity and to implement a capital light model. Credit Risk Management team within CPM Real Asset and Infrastructure team is a specialized squad responsible for overseeing the risk for projects within diverse business areas: Power, Infrastructure, Metals & Mining, Oil & Gas, Telecom, Shipping, Aircraft, Real Estate and Export Finance. As a Credit Analyst, you will join this international team and manage a portfolio of your own.
Your future scope of responsibility will cover:
Profile required
You will be best suited for this role if:
Société Générale Poland is a multi-category bank offering every employee the possibility to have several careers in a professional career path. Internal mobility and training are two core areas we focus on, in a dynamic, prosperous and evolving context.
Your future with Société Générale will include:
At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.
Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!
Still hesitating?
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.
Diversity and Inclusion
We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.
Responsibilities
Credit Portfolio Management ("CPM") is managing Global Banking and Advisory division’s loan book across three regions to increase balance sheet velocity and to implement a capital light model. Credit Risk Management team within CPM Real Asset and Infrastructure team is a specialized squad responsible for overseeing the risk for projects within diverse business areas: Power, Infrastructure, Metals & Mining, Oil & Gas, Telecom, Shipping, Aircraft, Real Estate and Export Finance. As a Credit Analyst, you will join this international team and manage a portfolio of your own.
Your future scope of responsibility will cover:
- Conducting detailed periodic credit reviews, assessing country, market and environmental risk
- Managing various amendments/waivers to portfolio transactions and preparing additional items to loan documentation
- Correcting and updating transactions where necessary
- Managing RWA parameters of transactions and ensuring correct system input
- Updating internal project ratings and monitoring covenants
- Analyzing historical financial statements and reporting on project progress or performance
- Contributing to reporting and monitoring of data quality
- Liaising with various departments and external contracts
Profile required
You will be best suited for this role if:
- You have experience in credit risk analysis or structured finance
- You know at least some of the following business areas: Power, Infrastructure, Metals & Mining, Oil & Gas, Leverage Finance, Telecom, Shipping, Aircraft, Real Estate and Export Finance
- You speak English and enjoy using in on daily basis (French and Polish are nice to have)
- You are meticulous and analytical, focused on quality and excellence
- You adapt easily and deal with changing environment
- You work as a part of the team and build team relationships with ease
Société Générale Poland is a multi-category bank offering every employee the possibility to have several careers in a professional career path. Internal mobility and training are two core areas we focus on, in a dynamic, prosperous and evolving context.
Your future with Société Générale will include:
- Work in a pleasant atmosphere as part of an international team in a brand-new office in the center of Warsaw, designed with facilities for people with disabilities
- An active role in an international structure and the opportunity for growth
- Access to educational platforms and language courses
- Employment contract and stability
- Competitive salary based on seniority and skills
- Support in quick adaptation in the company
- Extraordinary health package with extensive dental care
- Hybrid work (2 or 3 days per week) and one-time bonus for home office equipment
- Even more benefits such as meal allowance, holiday fund, sports card and insurance.
- Please be informed that we will be accepting only resumes in English.
At Société Générale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.
Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!
Still hesitating?
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.
Diversity and Inclusion
We are an equal opportunities employer and we are proud to make diversity a strength for our company. Societe Generale is committed to recognizing and promoting all talents, regardless of their beliefs, age, disability, parental status, ethnic origin, nationality, gender identity, sexual orientation, membership of a political, religious, trade union or minority organisation, or any other characteristic that could be subject to discrimination.
