Solar Underwriter

Position : Solar Underwriter Reports to : Underwriting and Lending Policy Director Type of Job : Full-time (Exempt) Location : Hybrid / Remote (Fort Pierce, Florida, with some travel as required) About SELF SELF is a national award-winning non-profit Community Development Financial Institution (CDFI) with a mission to rebuild and empower underserved communities by providing access to affordable and equitable capital for homeowners, landlords, developers, contractors, and small businesses to support a transition towards an inclusive clean energy economy. As the nation’s first local Green Bank, SELF is at the forefront of climate equity and expanding its impact nationwide. Job Description SELF is looking for an experienced solar loan underwriter who is a motivated individual to join the fast-growing SELF team working on our Solar For All program loans. This position is full time. The Solar Loan Underwriter will be responsible for reviewing solar loan applications, analyzing credit reports, reviewing, and calculating various income documents, making loan recommendations, and closing loans. This person will work with an established team and will require a full-time commitment to reaching the underwriting and lending goals of the organization.   Key Responsibilities Processing new loan applications submitted by Loan Officers. Work with borrowers through all stages of the financing process . Perform data input and review and understand income and budget calculations. Ability to analyze files and overall client portfolio to determine appropriate programs and risk for loan recommendations. Submit for final decisions and assist other underwriters on final decisions. Make final decisions on specialty loans with specific criteria Analyze financial statements, income documents, tax returns, and other financial and / or project / borrower information. Ability to determine cash flow for commercial lending. Analyze credit checks / credit bureau reports. Complete loan closings and authorize home improvement projects to begin. Maintain client and portfolio information in a timely manner, ensuring that information from these sources is used to generate investor and internal reports that are accurate and updated. Maintain SELF’s culture and represent the organization with a high standard of quality customer service at all points of contact. Support and work closely with the loan officers and loan servicing team. Prepare weekly and monthly reports regarding lending and underwriting goals. Assist with identifying and developing new loan products. Assist with projects during lower volume time periods. Willingness to learn and grow. Other duties as assigned.   Preferred Qualifications Experience in consumer underwriting is highly preferable. Experience in loan closing and loan servicing, highly preferred. Lending and underwriting experience in a minimum of two of the following loan types is required : consumer underwriting, construction, green energy, mortgage / housing, and consumer (unsecured and secured loans). High proficiency in Microsoft Office Suite. Strong written and verbal communication skills. Ability to multitask, prioritize, and follow through with multiple assignments at once. Ability to take direction and learn from others while also being able to self-initiate work and tasks. Must be analytical, logical, efficient, thorough, and detail-oriented to succeed in this position. CDFIs, community-based organizations; community banks, credit unions as well as climate related advocacy groups is required. Environmental or climate related work experience is highly desirable. Must have some knowledge and experience with financial terms; financial programs; grant programs or other programs that require use of financial terminology. Experience working with federal or state programs and or nonprofits serving communities with low and moderate income is a plus. Education and Certifications Bachelor’s degree Employment Details Location : In-office 3–5 days per week for the first year; hybrid options available after. Travel : Minimal travel required for meetings and conferences. Ability to walk, stand, sit for extended periods, and lift up to 25 pounds. Compensation Salary Range : $75,000 - $85,000 (commensurate with experience) Comprehensive medical, dental, and vision benefits. 403(b) retirement plan with up to a 5% match. 12 paid holidays, 3 weeks vacation and paid sick leave time. Top Benefits and Perks Performance-based bonuses. Collaborative, mission-driven work environment. Equal Opportunity Employer SELF is an equal opportunity employer. We are committed to providing an inclusive and welcoming environment for all employees and stakeholders. All employment decisions at SELF are made without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability status, veteran status, or any other characteristic protected by federal, state, or local law. As a recipient of federal funding, SELF complies with all applicable federal regulations, including Equal Employment Opportunity (EEO) , Title VI of the Civil Rights Act , Section 504 of the Rehabilitation Act , and Title II of the Americans with Disabilities Act . Applicants requiring accommodations during the hiring process should contact HR@solarenergyloanfund.org       Powered by JazzHR

Salary : $75,000 - $85,000