What are the responsibilities and job description for the Mortgage Sales Representative position at Somerset Savings Bank SLA?
RESPONSIBILITIES :
- Travel to Branches, realtor offices, customer and other locations in order to conduct business.
- Evaluate and recommend most appropriate type of loan for the customer.
- Take mortgage application at the applicant's home / office or in one of the Bank's offices.
- See that solicited loans are handled in a timely manner and assists Originations Department staff in gathering information to ensure the loans can close as promptly as possible.
- Solicit mortgage business from banks current customer based and outside sources; i.e. realtors, attorneys, title companies, and other outside events.
- Participate in community affairs to increase the Bank's visibility and enhances new business opportunities.
- Maintain current knowledge of and ability to explain Somerset Regal Bank mortgage products and underwriting guidelines.
- Maintain current knowledge of all position related procedures and compliance.
- Proficiently read, write and speak the English Language.
- Ability to work varied hours / days as business dictates.
KNOWLEDGE / SKILL REQUIREMENTS :
Professional communication skills
Strong organization skills
Attention to detail
Aptitude for numbers
Ability to maintain confidential information
Ability to work independently
Knowledge of US currency denominations
Knowledge of mortgage / equity / consumer lending
BENEFITS :
Bi-weekly draw against commission
Retirement plans
Health insurance
Paid days off
Requirements
EDUCATION AND EXPERIENCE REQUIREMENTS :
Three years' experience in domestic mortgage sales and knowledge of loan programs and lending policies.
College degree preferred. Working knowledge of Encompass preferred. Will transfer or obtain valid MLO license upon hire.
SOMERSET REGAL BANK RETAINS THE RIGHT TO CHANGE OR MODIFY JOB DUTIES AT ANY TIME. THE ABOVE JOB DESCRIPTION IS NOT ALL ENCOMPASSING NOR IS IT TO BE CONSIDERED A CONTRACT OF EMPLOYMENT. Somerset REGAL BANK is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
