What are the responsibilities and job description for the Financial Counselor I - Remote position at Southern Bancorp?
Who We Are :
Southern Bancorp is a different kind of bank. As a Community Development Financial Institution (CDFI), a special certification designated for institutions that serve predominantly underserved communities, Southern Bancorp combines traditional banking and lending services with financial development tools and public policy advocacy to help families and communities grow stronger. Inspired by the principle that building net worth drives economic opportunity, our mission is to be wealth builders for everyone in the communities we serve, with a focus on low-wealth and un(der)banked populations, as well as an emphasis on Black and Brown individuals.
Job Summary
Work in SBCP's Asset Development Department to provide comprehensive financial counseling, coaching, and education with a focus on consumer goals of increased savings, decreased debt, improved credit, and access to capital / credit. The financial counselor will assist in recruiting for and the facilitation of all SBCP's Wealth Building programs. The financial counselor is a highly skilled financial services professional with national certification in complex financial counseling and is the crux of all of SBCP's wealth building products and services.
Key Responsibilities
Provides one-on-one financial counseling to customers that facilitates the identification and achievement of financial goals using both in-person on digital tools.
- Provides all customers prompt, efficient and friendly service, with an emphasis on problem-solving and solution-building
- Analyzes and assesses current financial conditions of consumer customers and builds outcomes-based action plans for customers and third-parties to achieve the customer's identified financial goals.
- Maintains significant product knowledge for both SBB and SBCP financial products.
- Assists customers in accessing SBCP and SBB financial products to further his or her identified financial goals.
- Provides group learnings online and in-person in areas of financial skills that empower customers to make positive financial decision.
- Builds relationships with the community to ensure that SBCP is positioned in the market to attract targeted customers for SBCP services.
- Develop new clients and partners through active community outreach to build awareness for SBCP'S lending products and financial development services
- Employs business development techniques to build a customer base for asset development services as well as lending products.
- Effectively executes a reciprocal referral network with SBCP and SBB lenders.
- Effectively uses digital platforms to collect and track data, key performance indicators, and report metrics for strategic decision-making
- Assist with and / or produce accurate grant and certifier reporting as needed.
- Completes all required training and continuing education for certifications
- Performs other related duties as required or assigned, including assisting with wealth building programs
Requirements
Physical / Sensory Requirements : Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
LI-onsite
What we offer our employees :
A positive impact on Your Future :
Benefits to improve your health :
The opportunity to nurture your well-being :
Southern Bancorp is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, sexual orientation, gender identity, gender expression, status as a protected veteran, among other things, or status as a qualified individual with disability. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
As a Community Development Financial Institution, Southern Bancorp desires its workforce to reflect the diversity of the customers and communities that we serve. Racial and ethnic minorities, people from working class backgrounds, women and LGBTQ people are often underrepresented in many financial service industry professions. Therefore, we strongly encourage applications from people with these identities or who are members of other marginalized communities.
