What are the responsibilities and job description for the Financial Analyst position at SOUTHERN BANK?
Job Details
Description
PRIMARY PURPOSE OF JOB
The financial analyst works with various officers within the accounting department to produce recurring financial information and analysis as needed regarding the performance of Southern Bank.
EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS
- Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals.
- Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.
ESSENTIAL FUNCTIONS AND PERFORMANCE AREAS
- Research, analyze, and prepare financial information for reporting to senior management and the board of directors, to include:
- Monthly, quarterly, or annual financial statements,
- Reports detailing the bank’s liquidity, interest rate risk, and profitability,
- Branch profitability reports, and
- Other information regarding the performance of branches and officers relating to, for example: loan and deposit growth, credit quality, customer relationships, etc.;
- Assist in general ledger close for month, quarter, and year-ends;
- Reconcile various general ledger or internal deposit accounts;
- Assist in preparation for financial statement audits and bank regulatory exams; and
- Complete various special projects as assigned.
Qualifications
The following specifications are general guidelines based on the minimum education and experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
KNOWLEDGE, SKILLS AND ABILITIES
- Self-motivation;
- Strong written and verbal communication skills; and,
- A detail-oriented work ethic, the ability to meet deadlines, and the ability to multi-task in a fast-paced environment.
EDUCATION, TRAINING AND EXPERIENCE REQUIREMENTS
- Bachelor’s degree in Accounting or Finance; or, three years’ related experience and/or training or equivalent combination of education and experience; and,
- Proficiency in Microsoft Excel.
CORE COMPETENCIES
Family & Trust: Southern Bank team members build relationships based on trust and mutual respect, maintain an inclusive and honest environment and uphold integrity and transparency in all interactions.
Rooted & Service: Southern Bank team members are committed to serving customers, communities and teams with purpose, professionalism, and respect, while effectively communicating and actively listening to meet their needs.
Innovation & Strength: Southern Bank team members foster collaboration and continuous improvement, encourage visionary thinking, and strive for excellence to drive the organization forward.
Continuous Learning: Actively identifying new areas for learning; regularly creating and taking advantage of learning opportunities; and using newly gained knowledge and skill on the job and learning through their application.
Information Monitoring: Setting up ongoing procedures to collect and review information needed to manage an organization or ongoing activities within it.
Initiating Action: Taking prompt action to accomplish objectives; Taking action to achieve goals beyond what is required; being proactive.
