What are the responsibilities and job description for the Loan Processor position at SOUTHERN BANK?
Job Details
Description
PRIMARY PURPOSE OF JOB
Generates all of the documents for the loan department as well as setting all loans up on the CIF computer system and manages the loan files on all outstanding loans.
EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS
- Southern Bank team members are a family, rooted in the communities we serve and working together to be the best in our industry, utilizing innovative ideas and strong products. The Southern Bank Patch illustrates these ideals.
- Ensures the confidentiality of customer non-public personal information and secures information systems to comply with bank regulations.
ESSENTIAL FUNCTIONS AND PERFORMANCE AREAS
- Creates loan documents for all types of loans (consumer, real estate, commercial, secondary market) in a timely manner according to bank and regulatory guidelines;
- Checks and insures that all proper authority has been received to create the documents;
- Inputs the new loan information into the CIF on the core system;
- Inputs any file maintenance on CIF;
- Maintains the document tracking for certain loans;
- Assists with flood program management; and,
- Assists with miscellaneous other job duties.
Qualifications
KNOWLEDGE, SKILLS AND ABILITIES
- Previous experience/job knowledge in loan processing or loan-related functions is preferred but not required.
- Good interpersonal communication and computer skills;
- Highly attentive to detail and able to multi-task in a fast paced environment; and,
- Strong typing skills.
EDUCATION, TRAINING AND EXPERIENCE REQUIREMENTS
- High school diploma or equivalent.
CORE COMPETENCIES
Building Trust Interacting with others in a way that gives them confidence in ones intentions and those of the organization.
Customer Focus Ensuring that the customer perspective is a driving force behind business decisions and activities; crafting and implementing service practices that meet customers and own organizations needs.
Contributing to Team Success - Actively participating as a member of a team to move the team toward the completion of goals.
Adaptability Maintaining effectiveness when experiencing major changes in work responsibilities or environment; adjusting effectively to work within new work structures, processes, requirements, or cultures.
Engagement Readiness Demonstrating a willingness to commit to ones work and to invest ones time, talent, and best efforts in accomplishing organizational goals.
Managing Work (includes Time Management) Effectively managing ones time and resources to ensure that work is completed efficiently.
Quality Orientation Accomplishing tasks by considering all areas involved, no matter how small; showing concern for all aspects of the job; accurately checking processes and tasks; being watchful over a period of time.
