What are the responsibilities and job description for the Senior Underwriter position at Spectrum Staffing Services/HRStaffers Inc.?
SUMMARY
Seeking an experienced underwriting professional to evaluate, underwrite, and manage D&O, Fiduciary, and Professional Liability policies, specifically within the power, utility, and energy sectors. This role requires a strong understanding of Management Liability risks, particularly D&O coverage, with a focus on assessing risk, structuring policies, and maintaining key broker and client relationships.
RESPONSIBILITIES
- Assess and underwrite insurance risks for various entities, including private, public, and non-profits.
- Review submissions, financials, and key risk factors to determine appropriate coverage, pricing, and terms.
- Work closely with brokers and clients to negotiate policy conditions and premiums.
- Provide expert insight on complex risk exposures and coverage solutions.
- Maintain a profitable underwriting portfolio in alignment with company objectives.
- Analyze market trends and emerging risks to refine underwriting strategies.
- Collaborate with internal teams, such as claims and risk management, to ensure sound policy handling.
- Cultivate and strengthen broker and client relationships to drive business growth and retention.
- Support junior underwriters by sharing expertise and best practices.
- Ensure compliance with industry regulations and internal policies.
QUALIFICATIONS
