What are the responsibilities and job description for the Mortgage Origination Assistant position at SRP Federal Credit Union?
Pre-employment background checks, such as criminal reports, credit reports, and drug tests, will be required. Job offers are contingent on successfully completing all pre-employment background screenings.
Hiring Range: Minimum $ 18.75 Mid$ 20.25 per hour.
Essential Duties and Responsibilities:
- Responsible for selling and cross-selling Credit Union services to current and potential members. Credit Union services are to be promoted using the "member benefit based approach".
- Fully complies with the requirements of all Credit Union policies, including but not limited to the Bank Secrecy Act, the Patriot Act and OFAC Policies.
- Responsible for assisting Mortgage Loan Originator daily with daily tasks
- Assists Mortgage Loan Originator by inputting loan applications into software system
- Assists Mortgage Loan Originator by completing initial mortgage loan disclosures that are sent to the borrower within mandatory time limits
- Responsible for collecting correct documentation before sending loan file to processing area
- Responsible for maintaining assigned mortgage pipeline to ensure loans close on time
- Works directly with mortgage processing/closing area to assist when needed
- Works as a liaison between Mortgage Loan Originator and borrowers, real estate agents and attorneys throughout the mortgage loan process
- May be assigned other tasks by appropriate line supervision.
Supervisory Responsibilities:
There are no supervisory responsibilities with this position.
Other Skills:
- Strong attention to detail and ability to perform industry related analysis required.
- Strong selling and communication skills.
- A good working knowledge of all aspects of real estate lending, including knowledge of all applicable laws, regulations and programs.
- Proven ability to develop sources of mortgage loan application business.
Computer Skills:
To perform this job successfully, an individual should have knowledge of Microsoft Office software including Windows, Word, Excel, Outlook Email /Calendar and Internet Explorer software. Experience with Encompass system preferred.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Regularly required to stand; use hands or fingers, touch or feel and reach with hands and arms. Frequently required to walk, stand, stoop, kneel, crouch or crawl. Occasionally required to sit, climb and balance. Frequently required to lift and/or move up to ten pounds and occasionally lift/or move up to twenty-five pounds. Regularly required to listen and interpret information received through spoken words and sentences in person and by the phone and accessed via the computer. Regularly required to communicate information and ideas so others will understand both in person, on the phone and via the computer. Vision requirements include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.
Salary : $20
