What are the responsibilities and job description for the Mortgage Underwriter position at St. Mary's Bank?
WHAT'S NOT TO LOVE ABOUT WORKING AT ST. MARY'S BANK?
At St. Mary's Bank, we take pride in our heritage as New Hampshire's- and the Nation's- first credit union. For over a century we've been committed to the credit union philosophy of "people helping people."
St. Mary's is a cooperative financial institution, which means that our success, depends on the success of our members. As a solid, stable financial institution with over a century of success, we have created a work environment that rewards dedicated employees with benefits to help them achieve their personal and professional best.
THE BEST JOBS ENRICH YOUR LIFE WITH MUCH MORE THAN JUST MONEY
St. Mary's Bank offers its employees highly competitive compensation packages. But that's just the beginning of what makes working on our team so rewarding. At St. Mary's:
- You have the opportunity to do what you do best everyday
- Your opinions count
- Your fellow employees are committed to quality
- Your job is important
- You are directly connected to the company's mission
- You will have opportunities to learn and grow
- You have an opportunity- and a duty- to serve your community through volunteerism
Standards of Performance and Goals:
- Responsible to underwriting conventional and portfolio loans using industry standard and portfolio underwriting guidelines. Attend periodic training to keep current with industry standard underwriting guidelines and Government regulations.
- Responsible for using available technology to assist in the underwriting process like Early Check, Desktop Underwriter, Uniform Collateral Data Portal, and Condo Project Manager.
- Responsible to ensure loans are loans are efficiently underwritten meeting current service standards as agreed upon. Results to be measured by quality control, scorecards and audit reports.
Qualifications:
- Minimum High School diploma and 1-3 years of experience in mortgage underwriting using Secondary Market, private mortgage insurance, and State agency.
- Complete knowledge and understanding of all State and Federal compliance lending regulations.
- Must be able to work independently and as a team, under pressure and be detail oriented.
- Excellent written and verbal communication skills required, as well as strong analytical ability with emphasis on detail.
- Computer experience required, Microsoft Office, Fannie Mae Technology Applications and related experience in Mortgage Lending Software.
- Must be able to lift 25 pounds.
