What are the responsibilities and job description for the Residential Loan Originator, Seacoast position at St. Mary's Bank?
WHAT'S NOT TO LOVE ABOUT WORKING AT ST. MARY'S BANK?
At St. Mary's Bank, we take pride in our heritage as New Hampshire's- and the Nation's- first credit union. For over a century we've been committed to the credit union philosophy of "people helping people."
St. Mary's is a cooperative financial institution, which means that our success, depends on the success of our members. As a solid, stable financial institution with over a century of success, we have created a work environment that rewards dedicated employees with benefits to help them achieve their personal and professional best.
THE BEST JOBS ENRICH YOUR LIFE WITH MUCH MORE THAN JUST MONEY
St. Mary's Bank offers its employees highly competitive compensation packages. But that's just the beginning of what makes working on our team so rewarding. At St. Mary's:
- You have the opportunity to do what you do best everyday
- Your opinions count
- Your fellow employees are committed to quality
- Your job is important
- You are directly connected to the company's mission
- You will have opportunities to learn and grow
- You have an opportunity- and a duty- to serve your community through volunteerism
St. Mary's Bank is currently looking to fill a full-time Residential Loan Originator position. This position is responsible for producing quality mortgage loans, providing great service and quality information to members assisting them through the mortgage process and ensuring compliance of all federal, state and Credit Union regulations.
Qualifications:
- Minimum of an Associate's Degree in business or finance with five or more years of experience in first mortgage origination and an active well-established book of business and COIs to consistently originate production averaging a minimum funded loan volume of $1MM monthly for the most recent 24-months, previous 24-month production mix should be a minimum of 60% purchase volume.
- Ability to effectively communicate and collaborate with members, sales partners, vendors and co-workers and convey mortgage and other credit union products and services.
- Must be proficient in use of internet/cloud-based technology mortgage systems including but not limited to LOS, POS and Pricing, Microsoft Office Suite applications and Excel.
- Able to accurately determine interest rates, buy-downs, pricing for Conventional, HFAs and Government programs.
- Maintain a thorough knowledge and understanding of Conventional, FHA, VA, NHHFA, USDA RD, HFAs and portfolio lending and how they work and be able to communicate these effectively to all borrowers.
- This position may be eligible for remote, hybrid or onsite work environments
