AML Investigator

Job Summary

Are you passionate about protecting financial institutions from financial crime? Do you have a sharp investigative mindset and a dedication to upholding regulatory standards? Join our Financial Crime Compliance (FCC) Americas division as an AML Investigator, where your expertise will help safeguard the Bank’s reputation while ensuring compliance with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.

About The Role

As an AML Investigator, you will play a critical role in detecting, analyzing, and reporting suspicious activity to regulatory authorities. By conducting thorough investigations and collaborating with team members, you will help mitigate risks and strengthen the Bank’s compliance framework. This is an opportunity to make a meaningful impact while working in a dynamic, fast-paced environment committed to upholding the highest standards of financial crime compliance.

Key Responsibilities

• Investigations: Analyze leads, including detection scenarios, subpoenas, negative media reports, and other sources, to identify and report suspicious activity.
• Regulatory Reporting: Draft and review Suspicious Activity Reports (SARs) and ensure timely filing with relevant authorities.
• Risk Mitigation: Provide recommendations to address potentially suspicious findings and support the Bank’s forward-looking compliance strategies.
• Collaboration: Coordinate with team members and stakeholders to close cases, escalate findings, and implement risk controls.
• Regulatory Coordination: Manage requests and responses pursuant to Section 314 of the USA PATRIOT Act.
• Governance and Controls: Ensure robust understanding and adherence to the regulatory framework and the Bank’s risk and control environment.
  
  

Qualifications

Educational Background: Bachelor’s degree in Finance, Economics, Economic Crime Investigation, or related field (advanced degrees such as JD or MBA are a plus).

Experience

• 3-5 years in a multinational financial institution, law firm, or global organization.
• 1-3 years in AML compliance, financial investigations, or regulatory roles.
• Prior experience in law enforcement or regulatory environments is a strong advantage.
  
  

Certifications: ACAMS certification preferred but not mandatory.

Technical Proficiency

• Knowledge of AML, Sanctions, CDD, and Anti-Bribery regulations.
• Understanding of SAR processes and investigative techniques, including open-source research.
• Ability to interpret complex information and present defensible conclusions.
  
  

Soft Skills

• Strong analytical and critical thinking abilities.
• Clear, concise communication (written and verbal).
• Self-motivated with the ability to work independently.
• Collaborative team player with excellent organizational skills.
  
  

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
  
  

Expected annual base pay range for the role is 53,954 USD to 80,931 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations

Visit our careers website www.sc.com/careers

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.