What are the responsibilities and job description for the SENIOR COMMERCIAL BANKER - MONUMENT CIRCLE Voted Best Places to Work 2024 position at STAR Financial Bank?
If you are searching for an employer that provides you with unlimited career growth and development opportunities, look no further! Voted as one of the best places to work in the state of Indiana for 2024, STAR Financial Bank strives to be the employer of choice and truly defines OneTeam.
STAR Financial Bank is an Indiana-based community bank known for its culture of delivering quality service, personalized banking solutions, and innovative use of technology for more than 80 years. We are proud to be a community bank in every aspect of the word. Beyond monetary giving and employee volunteerism, STAR is dedicated to partnering with the people and organizations that improve our communities. At every one of our locations, employees demonstrate their commitment to STAR and our customers by honoring our core values of Honesty & Integrity, Accountability, Respect for All, Do What’s Right, Commitment to Lifelong Learning, Community Leadership, Being Progressive, Celebrating Success and Remaining Independent.
STAR Financial Bank proudly celebrates diversity and remains conscious of the realization that diversity is not solely represented by physical characteristics. STAR is an equal opportunity employer (EEO) with a commitment to inclusivity for all employees and applicants without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, pregnancy, age, disability, genetic information, marital status, or status as a covered veteran in accordance with applicable federal, state, and local laws. STAR complies with applicable STAR and local laws governing non-discrimination in employment in every location in which we have facilities.
As a Senior Commercial Banker, Essential Responsibilities Include
STAR Financial Bank is an Indiana-based community bank known for its culture of delivering quality service, personalized banking solutions, and innovative use of technology for more than 80 years. We are proud to be a community bank in every aspect of the word. Beyond monetary giving and employee volunteerism, STAR is dedicated to partnering with the people and organizations that improve our communities. At every one of our locations, employees demonstrate their commitment to STAR and our customers by honoring our core values of Honesty & Integrity, Accountability, Respect for All, Do What’s Right, Commitment to Lifelong Learning, Community Leadership, Being Progressive, Celebrating Success and Remaining Independent.
STAR Financial Bank proudly celebrates diversity and remains conscious of the realization that diversity is not solely represented by physical characteristics. STAR is an equal opportunity employer (EEO) with a commitment to inclusivity for all employees and applicants without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, pregnancy, age, disability, genetic information, marital status, or status as a covered veteran in accordance with applicable federal, state, and local laws. STAR complies with applicable STAR and local laws governing non-discrimination in employment in every location in which we have facilities.
As a Senior Commercial Banker, Essential Responsibilities Include
- Practices and lives the Bank’s Sales & Customer Service Culture every day.
- Utilizing customer information, prospecting lists, and referrals, markets and originates credit, deposit and corporate services to targeted segment and assigned relationships.
- Analyzes requests to determine credit risk, compliance with policies, product parameters and requirements while maintaining legal and regulatory compliance.
- Participates in bank promotions. Cross sells products and services by identifying opportunities for products and services offered by the entire organization.
- Maintains and develops internal and external relationships and centers of influence for referrals.
- Facilitates the delivery of personal banking products and services to business owners, managers and centers of influence within assigned relationship base.
- Maintains activities in civic and/or social organizations.
- Complies and maintains required files, records and reports.
- Communicates decisions to prospects and clients on requests.
- Provides constructive, consultative feedback, and makes recommendations as a trusted advisor to clients and prospects.
- Performs and serves as Loan, Deposit and Service closing agent for the Bank.
- Addresses and communicates problems or situations of average difficulty relating to work and which requires explanation to customers, employees and management.
- Responsible for maintaining and monitoring loan collateral and credit risk inherent within assigned relationships.
- Accountable for maintaining knowledge of and compliance with established lending, deposit and service procedures and policies.
- Maintains knowledge of products offered and has a comprehensive understanding of the benefits and solutions provided by each product.
- Reports suspicious activity to proper internal authorities.
- Strong, proven ability to effectively negotiate with clients and potential clients.
- Credit underwriting and documentation knowledge and experience.
- Excellent verbal and oral communication skills.
- Strong analytical skills and attention to detail.
- Strong organization skills.
- Demonstrated ability to work independently and in a team.
- Ability to identify and recommend varying solutions.
- Proven ability to work with multiple priorities.
- Proven superior customer service skills.
- Functionally competent with PC’s and related software.
- Highly self motivated with strong interpersonal skills.
- Flexible Dependent Care Account
- Health Savings Account (with employer contributions)
- Prescription Drug Plan
- Employee Wellness Initiatives (physical/mental/financial)
- Health Management Reimbursement Program
- Short Term/Long Term Disability
- Life Insurance
- Tuition Reimbursement
- Competitive Pay and Bonus Program
- 401k (with employer match)
- Generous Paid Time off including 10 1/2 holidays.
- Eligibility of benefits are determined by employment status classification and may be discussed during the interview process.
