Demo

Property Claims Field Inspector

State Farm
Marshall, MN Full Time
POSTED ON 3/5/2025
AVAILABLE BEFORE 6/5/2025

Overview

At State Farm, we pride ourselves on being good neighbors by helping people, investing in our communities, and striving to make the world a better place. Join our team to make a positive impact! Khakis optional.

Starting salary range : $59,059.65 annually ($29.31 / hr) - $90,000.00 annually ($44.67 / hr). Compensation is based on a 38 : 45-hour work week. Initial salary will depend on your skills, background, and experience, with potential yearly incentive pay up to 15% of base salary.

State Farm offers more than just a paycheck. See our comprehensive benefits designed for your family's well-being!

  • Competitive pay with eligibility for annual raises and bonuses.
  • Robust health and wellness programs where State Farm covers most healthcare premiums. Multiple healthcare plan options are available, including 100% coverage for in-network preventative care, and access to vision, dental, telemedicine, and mental health professionals.
  • Educational benefits including excellent training, tuition assistance, employee resource groups, and mentoring.
  • Retirement planning support with free financial advisors and a 401(k) plan with company contributions of up to 7% of your salary.

Grow Your Skills, Grow Your Potential

We are looking for a skilled Property Claims Field Inspector to handle accident and weather-related claims. In this role, you will be the first point of contact for insureds, explaining coverage, estimating damages, and guiding them through the claims process while providing exceptional service.

Key Responsibilities :

  • Conduct on-site inspections and damage assessments for residential and commercial claims.
  • Collaborate with policyholders, insurance agents, and involved parties to efficiently gather information and resolve claims.
  • Interact respectfully with parties who may express strong emotions regarding inspections or claims resolution.
  • Deliver outstanding customer service throughout the claims process, addressing inquiries and concerns promptly and professionally.
  • Collect evidence, document findings, and prepare detailed reports to support claims handling.
  • Investigate and adjust personal and commercial property claims with exposures up to $500,000.
  • Evaluate coverage and policy terms to assess the validity of claims and ensure compliance with regulations.
  • Negotiate and settle claims within authorized limits, considering policy provisions and industry standards.
  • Location : This role primarily operates in the field, with remote work options available. You will work from home and use your vehicle for in-person appointments in Marshall, MN, and surrounding areas. Occasional travel outside your assigned territory may be required.

    Qualifications :

  • Experience as a Property Claims Field Inspector in the insurance industry.
  • Strong understanding of property insurance policies and claims handling practices.
  • Knowledge of residential and commercial building construction.
  • Familiarity with local regulations in your assigned territory.
  • Excellent communication skills for effective interaction with clients and stakeholders.
  • Proven ability to assess damages and negotiate settlements.
  • Detail-oriented with strong organizational and analytical skills.
  • Proficient in claims management software and other relevant tools.
  • Physical agility for frequent lifting, carrying, and climbing, including navigating roofs for inspections.
  • Valid driver's license required.
  • Preferred :

  • Bachelor's Degree in a related field or equivalent experience.
  • Experience handling complex or high-value claims.
  • Construction background.
  • Water mitigation inspection experience.
  • Familiarity with Xactimate, XactContents.
  • Additional Details :

  • Successful completion of all required training, including applicable licensing exams and background checks.
  • Participating in pre-employment assessments may be necessary.
  • Salary : $59,060 - $90,000

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