FINANCIAL EXAMINER 1-4

State of New Hampshire Job Posting

BANKING DEPARTMENT

TRUST DIVISION

53 REGIONAL DRIVE, SUITE 200

CONCORD, NH 03301

FINANCIAL EXAMINER

13-2060 FINANCIAL EXAMINERS-1

13-2060 FINANCIAL EXAMINERS-2

13-2060 FINANCIAL EXAMINERS-3

13-2060 FINANCIAL EXAMINERS-4

Position # 43689

$25.40/hour - $46.63/hour

• This position offers a Trainee Status at a pay rate of $24.34 per hour;
  

candidate must meet the minimum qualifications within one (1) year of hire date**

• See total compensation information at the bottom of announcement.
  

YOUR EXPERIENCE COUNTS : Each additional year of approved formal education may be substituted for one year of required work experience and/or each additional year of approved work experience may be substituted for one year of required formal education.

The State of New Hampshire, Banking Department, Trust Division, has a full-time vacancy for a remote-hybrid eligible Financial Examiner.

Summary:

Financial Examiner 1:

Provides assistant-level support in the examinations of regulated entities performing reviews, fact-finding and analysis functions of low complexity. Works under peer and supervisory guidance to monitor and evaluate regulated entities and their compliance with relevant regulations and laws.

Financial Examiner 2:

Independently supports financial examinations by applying intermediate knowledge and skill related to the examination of regulated entities. Performs reviews, fact-finding, and analysis functions predominantly of low to moderate complexity. Works under supervisory guidance to monitor and evaluate regulated entities and their compliance with relevant regulations and laws.

Financial Examiner 3:

Provides advanced-level support in the examinations of regulated entities under the supervision of the Bank Commissioner, performing investigations, reviews, fact-finding and analysis functions predominantly of low to moderate complexity. Provides basic to intermediate assistance with highly complex functions. Examines and evaluates financial institutions and their compliance with relevant regulations and laws, regularly fulfilling the role of Examiner-in-Charge and mentoring less experienced examiners.

Financial Examiner 4:

Provides senior-level expertise and/or acts as Examiner-in-Charge in the examinations of regulated entities under the supervision of the Bank Commissioner, performing investigations, reviews, fact-finding and analysis functions of moderate to high complexity. Examines and evaluates financial institutions and their compliance with relevant regulations and laws, while supervising and mentoring less experienced examiners.

Responsibilities:

Financial Examiner 1:

Achieves and applies general understanding and knowledge of industry-specific terminology and state and federal regulations.

Examines financial institutions and management for sound policies, procedures, and practices, ensuring the adequate protection of consumers and compliance with pertinent state and federal statutes and rules.

Assesses risk by conducting entry-level financial analysis, including analyzing and classifying assets; analyzing liabilities and capital; reviewing dividend and charge-off policies, earnings trends, and future prospects; and analyzing liquidity and sensitivity to market risks. Reviews loan portfolios, investment portfolios, capital, earnings, and specific or large troubled accounts.

Reviews, audits, and validates books and records including, but not to be limited to, business, accounting and financial records; bank statements and checks; ledgers; consumer files; advertisements; and computer files, which include e-mail records, contracts between the company and its employees, contractors and third parties.

Summarizes findings and makes recommendations to supervisor related to corrective action and areas needing additional analysis. Acquires and protects confidential regulated entity data and information, adhering to applicable agency policies and procedures.

Meets collaboratively with financial institution officials and/or board of directors, counsel, and/or consultants to discuss findings of the examination, correction programs, and commitments for correction of deficiencies.

Develops and proposes recommendations for remedying identified weaknesses, verbally and in writing.

Prepares, reviews, and edits section(s) of assigned confidential Reports of Examination and other communication to the financial institution, requiring close guidance and review of work product by more experienced examiners and/or the Examiner-in-Charge.

Establishes and maintains cooperative working relationships with exam staff and personnel of regulated institutions.

Financial Examiner 2:

Competently applies basic understanding and knowledge of industry-specific terminology and state and federal regulations.

Examines financial institutions and management for sound policies, procedures, and practices, ensuring the adequate protection of consumers and compliance with pertinent state and federal statutes and rules.

Assesses risk by conducting basic financial analysis, including analyzing and classifying assets; analyzing liabilities and capital; reviewing dividend and charge-off policies, earnings trends, and future prospects; and analyzing liquidity and sensitivity to market risks. Reviews loan portfolios, investment portfolios, capital, earnings, and specific or large troubled accounts.

Audits and analyzes books and records including, but not to be limited to, business, accounting and financial records; bank statements and checks; ledgers; consumer files; advertisements; and computer files, which include e-mail records, contracts between the company and its employees, contractors and third parties.

Acquires and protects confidential regulated entity data and information, adhering to applicable agency policies and procedures.

Coordinates and leads effective meetings with financial institution officials and/or board of directors, counsel, and/or consultants to discuss findings of the examination, correction programs, and commitments for correction of deficiencies. Gains support to achieve solutions and objectives for improvement.

Develops and proposes recommendations for remedying identified weaknesses, verbally and in writing.

Prepares, reviews, and edits section(s) of assigned confidential Reports of Examination and other communication to the financial

institution, requiring limited guidance and review of work product by more experienced examiners and/or the Examiner-in-Charge.

Establishes and maintains cooperative working relationships with exam staff and personnel of regulated institutions.

Financial Examiner 3:

Proficiently applies diversified, moderate to high level understanding and knowledge of industry-specific terminology and state and federal regulations.

Examines financial institutions and management for sound policies, procedures, and practices, ensuring the adequate protection of consumers and compliance with pertinent state and federal statutes and rules.

Audits and performs moderate analysis of books and records including, but not to be limited to, business, accounting and financial records; bank statements and checks; ledgers; consumer files; advertisements; and computer files, which include e-mail records, contracts between the company and its employees, contractors and third parties.

Assesses risk by conducting complicated financial analysis, including analyzing and classifying assets; analyzing liabilities and capital; reviewing dividend and charge-off policies, earnings trends, and future prospects; and analyzing liquidity and sensitivity to market risks. Reviews loan portfolios, investment portfolios, capital, earnings, and specific or large troubled accounts.

Acquires and protects confidential regulated entity data and information, adhering to applicable agency policies and procedures.

Directs and leads meetings with financial institution officials and/or board of directors, counsel, and/or consultants to discuss findings of the examination, correction programs, and commitments for correction of deficiencies. Gains support to achieve solutions and objectives for improvement.

Develops and proposes recommendations for remedying identified weaknesses, verbally and in writing.

Prepares and delegates the preparation of section(s) of assigned confidential Reports of Examination and other communication to

the financial institution. Reviews and approves the work product of subordinate examiners; individual work product requires periodic, minimal oversight only.

Establishes and maintains cooperative working relationships with exam staff and personnel of regulated institutions. Supports team members through collaboration, training, mentoring, and technical assistance.

Financial Examiner 4:

Applies expansive, expert-level understanding and knowledge of industry-specific terminology and state and federal regulations to the examination of diverse entities of all levels of complexity.

Examines financial institutions and management for sound policies, procedures, and practices, ensuring the adequate protection of consumers and compliance with pertinent state and federal statutes and rules.

Assesses risk by conducting intricate, detailed financial analysis, including analyzing and classifying assets; analyzing liabilities and capital; reviewing dividend and charge-off policies, earnings trends, and future prospects; and analyzing liquidity and sensitivity to market risks. Reviews loan portfolios, investment portfolios, capital, earnings, and specific or large troubled accounts.

Performs extensive analysis of books and records including, but not to be limited to, business, accounting and financial records; bank statements and checks; ledgers; consumer files; advertisements; and computer files, which include e-mail records, contracts between the company and its employees, contractors and third parties.

Acquires and protects confidential regulated entity data and information, adhering to applicable agency policies and procedures.

Directs and leads meetings with financial institution officials and/or board of directors, counsel, and/or consultants to discuss findings of the examination, correction programs, and commitments for correction of deficiencies. Persuades regulated parties to agree with courses of action; prevents issues from escalating by exercising authority and gaining compliance.

Develops and proposes recommendations for remedying identified weaknesses, verbally and in writing. Evaluates multiple components of data and practices to determine the most favorable solution(s) for all involved parties.

Prepares and delegates the preparation of section(s) of assigned confidential Reports of Examination and other communication to the financial institution. Reviews and approves the work product of subordinate examiners.

Establishes and maintains cooperative working relationships with exam staff and personnel of regulated institutions. Proactively collaborates with, trains, mentors, and provides technical assistance to team members to support professional growth.

Financial Examiner 1:

MINIMUM QUALIFICATIONS:

Education: Bachelor’s degree from an accredited institute of higher education with a major study in accounting, business administration, finance, economics, management, money and banking, or a related field with a minimum of six (6) credit hours in accounting.

Experience: No experience required.

License/Certification: Must possess a valid driver’s license and/or have access to transportation for statewide travel.

Special Requirements:

• Must be willing to expand knowledge of examining techniques and procedures through travel to continuing education courses and programs, as they are available, both in-state and out-of-state.
• Must be willing to travel for work-related purposes in accordance with the Collective Bargaining Agreement, Department of Administrative Services Rules and Procedures, and Banking Department Rules and Procedures.
• As a condition of employment, all Department employees are required to undergo a criminal background check in accordance with RSA 383:7, V.
  

PREFERRED QUALIFICATIONS: Nine (9) credit hours in accounting.

Broad Group Level Advancement Available:

For promotion from 13-2060 Financial Examiners-1 to 13-2060 Financial Examiners-2, the eligibility requirements in Per 303.08 Broad Group Level Advancement must be satisfied, as well as the following criteria:

• As a 13-2060 Financial Examiners-1, the employee has attended and conducted at least one management exit meeting and/or participated in one multi-state examination.
• As a 13-2060 Financial Examiners-1, the employee has satisfactorily assisted in assembling and finalizing at least one written Report of Examination.
  

Financial Examiner 2:

MINIMUM QUALIFICATIONS:

Education: Bachelor’s degree from an accredited institute of higher education with a major study in accounting, business administration, finance, economics, management, money and banking, or a related field with a minimum of six (6) credit hours in accounting.

Experience: One and a half years (18 months) of experience in the examination of financial institutions.

License/Certification: Must possess a valid driver’s license and/or have access to transportation for statewide travel.

Special Requirements:

• Must be willing to expand knowledge of examining techniques and procedures through travel to continuing education courses and programs, as they are available, both in-state and out-of-state.
• Must be willing to travel for work-related purposes in accordance with the Collective Bargaining Agreement, Department of Administrative Services Rules and Procedures, and Banking Department Rules and Procedures.
• As a condition of employment, all Department employees are required to undergo a criminal background check in accordance with RSA 383:7, V.
  

PREFERRED QUALIFICATIONS: Nine (9) credit hours in accounting.

Broad Group Level Advancement Available:

For promotion from 13-2060 Financial Examiners-2 to 13-2060 Financial Examiners-3, the eligibility requirements in Per 303.08 Broad Group Level Advancement must be satisfied, as well as the following criteria:

• As a 13-2060 Financial Examiners-2, the employee has participated in at least two multi-state examinations or served as Examiner-in-Charge for one multi-state examination or Department-led examination of a high-volume entity of low to moderate complexity as determined by the applicable division director.
• As a 13-2060 Financial Examiners-2, the employee has participated in at least one examination in each division of the Department.
  

Financial Examiner 3:

MINIMUM QUALIFICATIONS:

Education: Bachelor’s degree from an accredited institute of higher education with a major study in accounting, business administration, finance, economics, management, money and banking, or a related field with a minimum of six (6) credit hours in accounting.

Experience: Four years of experience in the examination of financial institutions.

License/Certification: Must possess a valid driver’s license and/or have access to transportation for statewide travel.

Special Requirements:

• Must be willing to expand knowledge of examining techniques and procedures through travel to continuing education courses and programs, as they are available, both in-state and out-of-state.
• Must be willing to travel for work-related purposes in accordance with the Collective Bargaining Agreement, Department of Administrative Services Rules and Procedures, and Banking Department Rules and Procedures.
• As a condition of employment, all Department employees are required to undergo a criminal background check in accordance with RSA 383:7, V.
  

PREFERRED QUALIFICATIONS: Nine (9) credit hours in accounting.

Broad Group Level Advancement Available:

For promotion from 13-2060 Financial Examiners-3 to 13-2060 Financial Examiners-4, the eligibility requirements in Per 303.08 Broad Group Level Advancement must be satisfied, as well as the following criteria:

• As a 13-2060 Financial Examiners-3, the employee has participated in at least two multi-state/multi-agency examinations or served as Examiner-in-Charge for one multi-state examination or Department-led examination of a moderately complex, high-volume entity as determined by the applicable division director.
• As a 13-2060 Financial Examiners-3, the employee has participated in at least one examination in each division of the Department.
• The employee has successfully completed the Foundations of State Supervision course or the Managing at a Distance course offered by the New Hampshire Bureau of Education and Training or a similar course on management or supervision techniques approved by the Commissioner.
  

Financial Examiner 4:

MINIMUM QUALIFICATIONS:

Education: Bachelor’s degree from an accredited institute of higher education with a major study in accounting, business administration, finance, economics, management, money and banking, or a related field with a minimum of six (6) credit hours in accounting.

Experience: Six years of experience in the examination of financial institutions.

License/Certification: Must possess a valid driver’s license and/or have access to transportation for statewide travel.

Special Requirements:

• Must be willing to expand knowledge of examining techniques and procedures through travel to continuing education courses and programs, as they are available, both in-state and out-of-state.
• Must be willing to travel for work-related purposes in accordance with the Collective Bargaining Agreement, Department of Administrative Services Rules and Procedures, and Banking Department Rules and Procedures.
• As a condition of employment, all Department employees are required to undergo a criminal background check in accordance with RSA 383:7, V.
  

PREFERRED QUALIFICATIONS: Nine (9) credit hours in accounting.

DISCLAIMERS: The supplemental job description lists the essential functions of the position and is not intended to include every job duty and responsibility specific to the position. An employee may be required to perform other related duties not listed on the supplemental job description provided that such duties are characteristic of that job title.

The work of an employee in trainee status in this position shall be overseen by a fully qualified individual. An employee in trainee status shall meet the minimum qualifications within the period of time specified on the SJD, not to exceed one year of being hired into this position

For further information please contact:

Destiny Buffington

Human Resources Coordinator

(603) 271-3561

• TOTAL COMPENSATION INFORMATION
  

The State of NH total compensation package features an outstanding set of employee benefits, including:

HMO or POS Medical and Prescription Drug Benefits:

The actual value of State-paid health benefits is based on the employee's union status, and employee per pay period health benefit contributions will vary depending on the type of plan selected.

See this link for details on State-paid health benefits:

https://www.das.nh.gov/hr/benefits.aspx

Value of State's share of Employee's Retirement: 13.85% of pay

Other Benefits:

• Dental Plan at minimal cost for employees and their families ($500-$1800 value)
• Flexible Spending healthcare and childcare reimbursement accounts
• State defined benefit retirement plan and Deferred Compensation 457(b) plan
• Work/life balance flexible schedules, paid holidays and generous leave plan
• $50,000 state-paid life insurance plus additional low-cost group life insurance
• Incentive-based Wellness Program (ability to earn up to $500)
  

Total Compensation Statement Worksheet:

https://www.das.nh.gov/jobsearch/compensation-calculator.aspx

Want the specifics? Explore the Benefits of State Employment on our website:

https://www.das.nh.gov/hr/documents/BenefitBrochure.pdf

https://www.das.nh.gov/hr/index.aspx

EOE

TDD Access: Relay NH 1-800-735-2964