What are the responsibilities and job description for the BUSINESS BANKING RELATIONSHIP MANAGER - Central Kentucky position at Stock Yards Bank & Trust?
As a Business Banking Relationship Manager, your day will be filled with opportunities to build relationships with potential and existing Business Banking customers and serve these customers in a highly consultative, needs-based manner. Experience in a banking relationship manager related role is important while Stock Yards Bank will provide a professional environment to continually improve the candidate’s skills and to further his/her career goals for advancement to higher levels within the banking profession.
Responsibilities
Daily responsibilities include, but are not limited to, the following:
The successful candidate will have the following qualifications:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is frequently required to stand and walk. Requires mobility and local travel.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Responsibilities
Daily responsibilities include, but are not limited to, the following:
- Develop and utilize formal calling plans to target new business and expand existing Business Banking Clients
- Perform Credit analysis and portfolio management for assigned portfolio of business banking relationships for new and existing clients
- As part of portfolio management, maintain credit quality and process renewals and past dues in a timely manner
- Serve as the Business Banking “expert” for assigned Branch Managers located within an assigned territory
- Create a partnership with Branch Managers to build and expand relationships with the area businesses
- Assist with analyzing business financial statements, identifying strengths and weaknesses of loan requests
- Actively cross-sell appropriate SYB Banking products to new and existing customers
The successful candidate will have the following qualifications:
- College degree required (preferably in area of business, finance, or accounting)
- Minimum of 3 years experience in a banking relationship manager type role
- Strong sales, relationship management, business development, and analytical skills
- Understand and articulate Business Banking strategies and philosophy
- Thorough level of lending skills
- 401(k) with a company match of up to 6%
- ESOP employer match
- Medical insurance
- Dental insurance
- Vision insurance
- Cancer / Disease insurance
- Accident insurance
- Flexible Spending Accounts
- Health Savings Accounts
- Bank paid Life / AD& D insurance
- Voluntary Life / AD&D insurance
- Bank paid Short-Term and Long-Term Disability insurance
- Employee Stock Purchase Plan
- Employee Assistance Program
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is frequently required to stand and walk. Requires mobility and local travel.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
