What are the responsibilities and job description for the Vice President, Credit Department position at Sumitomo Mitsui Financial Group Inc.?
Join to apply for the Vice President, Credit Department role at Sumitomo Mitsui Banking Corporation – SMBC Group .
Job Responsibilities :
- To independently review and assess several types of credit applications submitted from business units; and to make concise but adequate executive summary to seek approval from relevant authorities.
- To establish an adequate action plan for credits likely to deteriorate to minimize credit costs.
- To manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.
- To conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
- To monitor and proactively control credit exposures under large scale companies and / or certain sectors for increased concern on concentration risks, in cooperation with other relevant teams / departments.
- To discuss direction of potential deals with business units following head office’s credit policy and credit appetite.
- Any other duties as may be assigned from time to time.
- For note, no approval authority is given initially, but will be considered in future depending on performance and experience.
Job Requirements :
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Other
Industries
Banking
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