What are the responsibilities and job description for the Commercial Relationship Manager position at Sunflower Bank NA?
Description
Commercial Relationship Manager
Colorado Market- Office is located in Greenwood Village
Sunflower Bank, N.A is looking for self-motivated, well-rounded Commercial Relationship Managers looking to create possibility for their customers. We have the people, the platform, and the reach that will launch success for those who want to get business across the goal line. Successful Bankers in our organization have a confident tenacity in relationship building, strong personal brands and consistently generate business. If you bring the passion, we provide the team, the thriving environment, and the support to bring out the best in you!
Summary
The Commercial Relationship Manager works as part of a collaborative commercial lending team, in conjunction with senior management as part of the Commercial Line of Business, to develop, implement and execute a defined business plan and market strategy.
Primary Responsibilities
- Responsible for expanding, managing and optimizing a portfolio of commercial clients.
- Lead and Participate acquisition and documentation of loan and deposit transactions.
- Coordinate the completion of credit applications and credit administration.
- Properly structure and price loan, deposit and TM transactions/relationships.
- Present credit requests to senior management and/or the company’s Loan Committee for review and approval.
- Manage all aspects of client relationships consisting of the portfolio loans, deposits, and other products.
- Refer other traditional non-loan banking services to team members specializing in Wealth Management, Residential Mortgages, Treasury Management Services and appropriate banking opportunities to other departments and personnel.
- Respond to referrals from senior management and others.
- Actively participate in new business development programs and acquire new clients
- Interview commercial loan and deposit applicants.
- Structure and analyze new and renewed loan requests and make loans within lending authority.
- Close loans and new deposit relationships.
- Complete file documentation.
- Monitor compliance with loan policies and appropriate regulations.
- Work with credit to assign appropriate risk grades to loans and relationships.
- Collect past due loans, unless assigned to the centralized collectors.
- Handle customer service matters and inquiries for lending and non-lending issues.
- Send financial statements to the credit analysts for spreading and analysis.
- Monitor and evaluate the performance of direct reports.
- Provide informal training and guidance for less experienced lenders.
- Participate in community activities and organizations.
- Refer appropriate banking opportunities to other departments and personnel.
- Cross sell all company products and services.
- Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
- Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
- Understand and participate in the Bank’s Community Reinvestment Act program.
- Perform other duties as assigned.
Education / Experience
- Bachelor’s Degree in Business Administration, Economics, Finance, Mathematics or Statistics with a minimum of 12 semester hours of Accounting; Master’s Degree or MBA preferred.
- 5 years of account relationship management experience.
- 5 years of relationship management experience with the majority of the time spent in commercial lending and/or agriculture related lending activities preferred.
- 5 years of relationship management experience around deposits and TM
- Formal credit training such as RMA, Omega CLB, or Regional or State Banking School preferred.
- Experience in structuring and pricing loan, deposit and TM relationships.
- Must be proficient in Microsoft Office Suite and Excel and Word specifically.
- Must possess sales and leadership abilities.
- Must be able to work flexible hours.
- Must be bondable.
The salary range for this position has a starting point of 150k but can be flexible depending on knowledge, skills, abilities, experience, and location. There is also an incentive compensation plan associated with this role increasing total comp.
Sunflower Bank Benefits
Employees enjoy outstanding benefits, including:
- 401(k) Plan with 6% Match
- Health/Dental/Vision Insurance
- Company-paid Life Insurance
- Tuition Reimbursement
- Fitness Reimbursement
- Paid Time Off
- Volunteer Leave
- Paid Holidays
Plus many more employee perks & incentives!
People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives and we know that starts with our team.
If you qualify, apply online at www.sunflowerbank.com/careers.
You’ve never worked anyplace like Sunflower Bank!
EOE/AA: Minorities/Females/Disabled/Vets
Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.
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