What are the responsibilities and job description for the VP, Portfolio Credit - Home & Auto position at Synchrony?
Job Description :
Role Summary / Purpose :
In this role, you will drive portfolio credit management activities for Oil & Gas portfolio along with several Car Care clients that generates ~$1.6B in credit sales annually. This role includes credit and operational risk evaluation; risk vs reward assessment : delinquency, loss and fraud mitigation; enforcement of credit policies; portfolio monitoring; improving the customer experience; input into deal structure and pricing and new program evaluation. This role acts as the key Credit interface to the client and client teams and requires extensive cross functional interaction including leadership and support of business and functional initiatives.
Essential Responsibilities :
- Work closely with the client to minimize both Synchrony’s and the retailer’s risk, while continuing to grow the portfolio
- Work effectively cross-functionally to drive smart growth, client satisfaction and improved customer experiences in a safe and sound manner
- Prepare and present client facing and leadership team presentations to communicate credit performance and facilitate informed decisions
- Be a leader in driving enhanced strategies, using champion / challenger leanings to manage credit and fraud risk
- Provide credit oversight and input in deal renewals, new deals and pricing processes; ensure portfolio deal structure and contract(s) are consistent with risk appetite
- Provide clear guidance to the organization on risk appetite and prudent growth
- Maintain effective and credible challenge of critical decisions and business processes
- Coordinate planning cycle with client teams to ensure consistency in business plans
- Guide, mentor and develop portfolio credit and other staff in technical and business matters
- Perform other duties and / or special projects as assigned
Qualifications / Requirements :
Desired Characteristics :
Grade / Level : 12
The salary range for this position is 130,000.00 - 210,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.
Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Our Commitment :
When you join us, you’ll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard—but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work.
Job Family Group : Credit
J-18808-Ljbffr
Salary : $130,000 - $210,000
