Demo

Analyst

Tbwa Chiat/Day Inc
San Francisco, CA Full Time
POSTED ON 1/23/2025
AVAILABLE BEFORE 4/22/2025

Analyst II, Full Stack (Expansion Credit)

Remote Canada

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The team’s mandate is to enable sustainable growth while closely managing the profitability and resilience of our portfolio. As Affirm continues on an exciting growth trajectory, thinking through credit policies for new initiatives and products, developing effective risk management strategies and capabilities, shaping ongoing testing and experimentation, and being ready for navigating through any exogenous changes will be important problems to tackle.

This role requires extensive use of data analytics to derive insights and develop credit strategies. It also requires a lot of cross-functional partnership. Working with the Data Science and Engineering team to develop new underwriting models and risk management capabilities, with the Product teams to develop new products and features, and with the Merchant Pricing team to value different merchants are some parts of the role.

Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience.

What you‘ll do

  • Partner with Data Science and Engineering on building risk analytics capabilities.
  • Develop robust life-time valuation infrastructure and capabilities.
  • Use advanced data analytics and critical thinking to derive insights and optimize credit strategies.
  • Own risk initiatives within new product formation and new market exploration.
  • Monitor portfolio as well as macroeconomic trends impacting loan performance. Drive adjustments to our underwriting and marketing strategies to mitigate risk.

What we look for

  • Passion and drive to change banking, payments, and online marketing for the better.
  • 3 years work experience as a data analyst (consumer credit risk management strongly preferred).
  • Curiosity to learn about data, models, and algorithms.
  • Extensive experience with SQL, Python, or other scripting languages.
  • Ability to collaborate and influence across different teams in the organization.
  • Ability to communicate findings and recommendations clearly to both technical and non-technical audiences.
  • A passion for finding insights in data and driving change based on those insights.
  • Intelligence Humility. Hubris is the fastest way to blow up a business!
  • Pay and Benefits

    Pay Grade - K

    Equity Grade - 4

    Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience, and job-related skills.

    Base pay is part of a total compensation package that may include monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents). In addition, employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

    CAN base pay range per year : $109,000 - $159,000

    Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

    We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include :

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.
  • We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

    J-18808-Ljbffr

    Salary : $109,000 - $159,000

    If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
    Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

    What is the career path for a Analyst?

    Sign up to receive alerts about other jobs on the Analyst career path by checking the boxes next to the positions that interest you.
    Income Estimation: 
    $59,426 - $77,437
    Income Estimation: 
    $67,174 - $85,435
    Income Estimation: 
    $76,293 - $101,657
    Income Estimation: 
    $97,729 - $131,248
    Income Estimation: 
    $97,729 - $131,248
    Income Estimation: 
    $121,246 - $165,092
    Income Estimation: 
    $130,367 - $181,175
    Income Estimation: 
    $173,814 - $236,842
    Income Estimation: 
    $62,090 - $81,673
    Income Estimation: 
    $76,293 - $101,657
    View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

    Job openings at Tbwa Chiat/Day Inc

    Tbwa Chiat/Day Inc
    Hired Organization Address Salt Lake, UT Full Time
    Austin | Chicago | New York City | Salt Lake City | San Francisco Gong transforms revenue organizations by harnessing cu...
    Tbwa Chiat/Day Inc
    Hired Organization Address Boston, MA Full Time
    The Weber Shandwick Boston Office is currently seeking a Vice President for its Healthcare Practice, focused on corporat...
    Tbwa Chiat/Day Inc
    Hired Organization Address Fairfax, VA Full Time
    A Rampant Technologies Cybersecurity Engineer (CSE) is a key resource that is a part of the Rampant team reporting to th...
    Tbwa Chiat/Day Inc
    Hired Organization Address Chicago, IL Full Time
    Who we are : Founded in 2001, Vivid Seats (NASDAQ : SEAT) is a leading online ticket marketplace committed to becoming t...

    Not the job you're looking for? Here are some other Analyst jobs in the San Francisco, CA area that may be a better fit.

    Legal Counsel

    Financial Analyst, San Francisco, CA

    Analyst

    Avison Young, San Francisco, CA

    AI Assistant is available now!

    Feel free to start your new journey!