Demo

Senior Product Manager - Card Fraud

Tbwa Chiat/Day Inc
San Francisco, CA Full Time
POSTED ON 2/19/2025
AVAILABLE BEFORE 5/8/2025

San Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States

At Mercury, we strive to create a banking experience that delights and inspires. But, without a foundation of trust, our higher level goals will erode away. To maintain that foundation, our Risk Product team is looking for a Senior Product Manager to lead the Card Fraud team. Managing card fraud is a balancing act, requiring sophisticated decisions be made in milliseconds. The correct decision delights and inspires. The wrong decision creates frustration and erodes trust.

As Senior Product Manager of the Card Fraud team, you’ll build products that make this balancing act magical for both our users and our internal risk teams. Products that run dynamic rules leveraging internal and external data, complex calculated features, machine learning models, and other signals to ensure the decisions we make in card authorization deliver magic, not frustration.

You’ll collaborate with data scientists, engineers, risk strategists, and consumer teams. You'll drive strategy and execution, building the foundation for a powerful, scalable program that supports Mercury's ambitious goals. You'll be accountable for understanding customer needs, developing strategy, prioritizing the roadmap, and keeping the team focused on delivering measurable impact in reducing fraud losses while maintaining an excellent customer experience.

You will keep the team outcome-oriented — using qualitative and quantitative metrics to guide decision-making. Further, you will ensure the entire team feels a sense of ownership over product direction and results.

As part of the journey, we would expect you to :

  • Lead the development and optimization of our card fraud decision platform, enabling rule creation, testing, and deployment
  • Create best-in-class user experiences for customers impacted by card risk decisions, in addition to up-leveling our support tooling capabilities and procedures
  • Partner closely with data science and analytics teams, driving labeling initiatives to support machine learning development
  • Balance fraud prevention effectiveness with customer experience in transaction decisioning
  • Develop and monitor key metrics around fraud losses, customer experience, and operational efficiency
  • Collaborate with broader Risk teams to leverage and advance risk infrastructure

Some things that might make you successful in a role like this :

  • 6 years of product management experience, with 3 years experience within card payments, card processing, transaction risk management or other risk decisioning systems
  • Strong data analysis background, preferably with experience as a Data Analyst, in addition to working with machine learning and data science teams
  • Understanding of the card payment ecosystem, including card network (VISA, MasterCard) operating practices / regulations
  • Proven ability to excel in ambiguous environments, and make informed trade-offs weighing risk management with customer experience
  • Ability to translate a deep technical understanding of our product and partner requirements into informed prioritization decisions
  • Experience working in regulated environments
  • Be able to take complex problems and distill them into first principles, always keeping the end-user in mind
  • The total rewards package at Mercury includes base salary, equity (stock options), and benefits.

    Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

    Our target new hire base salary ranges for this role are the following :

  • US employees (any location) : $203,100 - $238,900
  • Canadian employees (any location) : CAD 184,800 - 217,400
  • LI-MF1

    Apply for this job

  • indicates a required field
  • First Name

    Last Name

    Email

    Phone

    Resume / CV

    LinkedIn Profile

    Website

    Will you now or at any time in the future require visa sponsorship?

  • Select...
  • From where do you intend to work?

    Please list city and state / province ( San Francisco, California, Toronto, Ontario, etc.)

    J-18808-Ljbffr

    Salary : $203,100 - $238,900

    If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
    Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

    What is the career path for a Senior Product Manager - Card Fraud?

    Sign up to receive alerts about other jobs on the Senior Product Manager - Card Fraud career path by checking the boxes next to the positions that interest you.
    Income Estimation: 
    $123,272 - $153,570
    Income Estimation: 
    $150,776 - $185,671
    Income Estimation: 
    $123,272 - $153,570
    Income Estimation: 
    $150,776 - $185,671
    Income Estimation: 
    $212,674 - $268,673
    Income Estimation: 
    $262,371 - $343,170
    Income Estimation: 
    $76,430 - $93,204
    Income Estimation: 
    $95,865 - $120,012
    Income Estimation: 
    $124,417 - $155,140
    Income Estimation: 
    $147,514 - $184,796
    View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

    Job openings at Tbwa Chiat/Day Inc

    Tbwa Chiat/Day Inc
    Hired Organization Address Washington, DC Full Time
    Rush Street Interactive (NYSE : RSI) is a market leader in online casino and sports betting, currently operating real-mo...
    Tbwa Chiat/Day Inc
    Hired Organization Address Washington, DC Full Time
    State Government Relations Associate Director Washington, DCThe American Flood Coalition is a bipartisan, member-driven ...
    Tbwa Chiat/Day Inc
    Hired Organization Address Washington, DC Full Time
    Come grow with us. We’re a growing company. Everything we do, we do to help people grow into the best version of themsel...
    Tbwa Chiat/Day Inc
    Hired Organization Address Washington, DC Full Time
    Washington, District of Columbia, United StatesDemocracy Forward seeks a highly collaborative Legal Administrative Assis...

    Not the job you're looking for? Here are some other Senior Product Manager - Card Fraud jobs in the San Francisco, CA area that may be a better fit.

    Senior Product Manager - Card Fraud

    Mercury, San Francisco, CA

    Senior Product Manager - Fraud Products

    Tbwa Chiat/Day Inc, San Francisco, CA

    AI Assistant is available now!

    Feel free to start your new journey!