Applied Machine Learning Scientist I (ML/AI algorithms)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

The Applied Machine Learning Scientist I is responsible for providing technical expertise on advance analytics and machine learning across a broad range of analytics functions including data and modelling frameworks, tools, technology, processes and procedures.

This role has a contributing role in the development of AI/ML systems and provides actionable insights to solve business problems.

Department Overview:

The Advanced Analytics (AA) team at TD Bank serves as a center of excellence (CoE), providing essential support to US lines of business with their advanced analytics requirements. This dedicated team specializes in creating and implementing sophisticated statistical and Machine Learning and Artificial Intelligence solutions to address a wide range of strategic business challenges across consumer, commercial, and shared services sectors within TD Bank.

The AA team collaborates closely with key stakeholders to identify opportunities for leveraging data-driven insights and predictive models to drive informed decision-making and optimize business outcomes. By harnessing cutting-edge analytical tools and techniques, the team helps TD Bank stay ahead of the curve in a rapidly evolving financial landscape. Additionally, they play a vital role in fostering a culture of innovation and continuous improvement by staying abreast of emerging trends and technologies in the field of advanced analytics. Through their expertise and dedication, the AA team contributes significantly to TD Bank's competitive edge and overall success in the marketplace.

Position Overview:

The role is focused on developing and applying a broad set of evolving advanced statistical and AI/ML techniques to solve business problems. It includes gathering, analyzing, and modeling a wide range of data, applying mathematical models/techniques and tools, and utilizing software engineering best practices to develop and implement solutions.

The successful candidate will design and develop leading-edge techniques and innovative solutions to solve a wide array of business problems and provide actionable insights to solve business problems.

Detailed accountabilities include:

• Develop robust and reliable solutions leveraging advanced techniques, such as advanced statistics, machine learning and AI, NLP, geospatial analytics, storytelling & visualization, helping to solve strategic business challenges and enable insightful actions.
• Leverage a broad stack of technologies and platforms and packages— Python, Azure DataBricks, PySpark, PyTorch, and more — to reveal the insights hidden within huge volumes of numeric and textual data.
• Work closely with various stakeholders, to successfully move the project through all phases of the model lifecycle, from ideation and design through data gathering, training, evaluation, control and governance partners review and approval process, implementation, and ongoing monitoring and maintenance, with minimal supervision.
• Effectively communicate model design and results to senior leaders and business partners, articulate the business problems from a technical/quantitative definition and facilitate key strategic discussions and provide thought leadership.
• Provide expertise on mathematical concepts for the broader analytics team and inspire the adoption of advanced analytics and machine learning across the organization.
• Maintain full professional knowledge of techniques and developments in the field of Machine Learning and AI, including Generative AI, and share knowledge with peers, business partners, and senior management.
Maintain relationship with the team's strategic partners, such as business teams, AI2, and governance and control partners.

Depth & Scope:

• Works autonomously and is accountable for sound knowledge in a given AI/ML area and of various AI/ML frameworks, tools, processes and procedures, as well as organization issues, best practices and business/organization standards
• Sound knowledge of applications, systems, innovation, design activities, best practices, business/organization standards
• Solves complex problems, takes new perspectives on existing solutions
• Independently performs tasks from end-to-end to deliver quality results and meet timelines
• May work under guidance of more senior roles

Education & Experience:

• Undergraduate degree required, advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience

Preferred Qualifications:

• E xperience in predictive modelling using various ML/AI techniques
• Formal training or substantive experience in a quantitative field such as Computer Science, Statistics, Mathematics, or relevant fields.
• In-depth knowledge of ML/AI algorithms and techniques, such as Gradient Boosting Method, NLP, modern deep Neural Networks, and time series forecasting.
• Familiarity and experience with Generative AI techniques and advancements.
• Full stack experience in data science product delivery, including data collection, aggregation, analysis, and visualization, development and testing, implementation, and monitoring.
• Proficiency in Python, PySpark, PyTorch, and SQL programming languages as well as object-oriented programming.
• Familiarity with version control software or platform such as Git, Bitbucket or Github.
• Strong analytical and problem-solving skills are required to interpret data and draw conclusions.
• Ability to work independently and collaboratively in a fast-paced, dynamic environment.
• Excellent written and verbal communications skills.
• Good time management and project management skills with minimal supervision.
• Experience with distributed computing and parallel processing on large data sets using Spark.
• Ability to research and implement Machine Learning algorithms from academic research papers.

Customer Accountabilities:

• Provides expertise on mathematical concepts for the broader analytics team and inspires the adoption of advanced analytics and machine learning across the organization
• Interprets the meaning of new strategic directions and sets objectives and measurements
• Implements monitoring and feedback systems to evaluate progress and identifies ways of making continuous improvements
• Gathers and analyzes information or data on current and future trends of best practices
• Seeks information on areas impacting the progress of organizational and process issues

Shareholder Accountabilities:

• Adheres to enterprise frameworks or methodologies that relates to activities for our business area
• Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities
• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
• Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
• Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
• Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/policies/practices
• Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist
• Leads/facilitates and/or implements action/remediation plans to address performance/risk/governance issues
• Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements
• Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.