What are the responsibilities and job description for the Associate position at TD Bank?

Banking Associate (20 Hours Weekly) - Paramus Mall

Work Location : Paramus, New Jersey, United States of America

Hours : 20

Pay Details : $23.75 - $31.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.

Line of Business : Personal & Commercial Banking

Job Description :

The Banking Associate is a professional in banking, plays a key role in delivering TD’s Brand promise at a store location. This role is accountable for accurately completing everyday banking transactions and providing advice and educational support on services, products, and tools to help Customers achieve their financial goals.

Depth & Scope :

Performs a wide range of tasks across multiple areas within a Store location; to include processing customer transactions, opening new accounts and educating customers on all banking products and services.
Delivers end-to-end advice customers expect : (1) building trust with educational content & tools, (2) providing consultative support, and (3) advocating with proactive insights & recommendations.
Utilizes TD‘s systems and tools to engage with Customers to acquire and deepen relationships by providing advice and guidance to ultimately attract, and retain the customer.
Understands customer financial needs to identify opportunities to promote and educate on products, services, and / or refer them to the appropriate team member or internal Bank partner, while ensuring a positive customer experience.
Accurately completes everyday banking transactions either on the teller line or on the platform while uncovering customer financial needs and educating on products, services and tools or referring to the appropriate expert.
Services the customer, on both the teller line and platform as needed, with the ability to service customers with opening / closing personal deposit accounts, everyday bank transactions, debit card / credit card issues, regulation E, mobile and on-line (digital) banking.
Connects with customers, provides financial advice, and deepens relationships through lead management activities to include the creation & management of self-generated leads, the management of received partner / retail to retail referral leads or campaign leads, customer outreach (outbound calls, relay SMS), setting and / or hosting appointments, and lead prioritization.

Education & Experience :

High school diploma or GED.

1 year experience working with customers in any capacity and can be demonstrated through any of the following : volunteering, education, military experience preferred.

Demonstrated Customer Service skills preferred.

Ability to work during operating hours to include evenings, weekends and holidays as scheduled.

Teller experience preferred.

Required to complete Teller training and part 1 of platform training upon hire.

Strong organization skills to handle multiple tasks in a fast-paced environment.

Excellent communication skills with ability to be concise, clear and consistent.

Demonstrated effective problem-solving skills.

Demonstrated ability to schedule and prioritize work.

Demonstrated ability to work independently and within deadlines.

Sound judgment in decision making and problem solving.

Proficient in Microsoft Office.

Notary License preferred.

Customer Accountabilities :

Consistently provides legendary customer service while transacting, promoting, educating and referring TD Products to new and existing customers.

Establishes and nurtures customer relationships by consistently displaying product knowledge, actively listening to customer needs while engaging in additional conversations to identify any additional needs and offer a solution or partner referral.

Manages wait times to meet with a Banker by scheduling, rescheduling or canceling client meetings.

Engages in lobby leadership and represents the first point of contact for customer inquiries and helps to orchestrate the customer walk-in traffic.

Understands and supports the Bank‘s customer service strategy.

Ensures tasks are performed within established policy and procedures.

Successfully completes all required job specific, compliance-related training.

Understands, utilizes and follows compliance / risk and control programs.

Ensures ongoing compliance with internal / external audit and regulatory requirements.

Is knowledgeable of and complies with TD Code of Conduct.

Employee / Team Accountabilities :

Contributes to a positive work environment by aligning to TD Model, Brand and Culture.

Acts as a brand champion both internally and externally.

Collaborates with team members in contributing to the success of the team and organization.

Positively embraces change.

Adheres and participates in TD‘s Shared Commitments.

Models quality service at every Customer interaction.

May train and act as a mentor to newer colleagues.

Physical Requirements :

Domestic Travel – Occasional

Performing sedentary work – Continuous

Performing multiple tasks – Continuous

Operating standard office equipment - Continuous

Concentrating for long periods of time – Continuous

Reading, writing and comprehending instructions – Continuous

Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required.

Who We Are :

TD is one of the world‘s leading global financial institutions and is the fifth largest bank in North America by branches / stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.

Additional Information :

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.

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Salary : $24 - $31

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