What are the responsibilities and job description for the Mortgage Loan Underwriter position at Techskills?
Job Summary
As a Mortgage Underwriter, you will be responsible for evaluating and determining the eligibility of loan applications based on specified criteria. Your role will be crucial in assessing the risk associated with providing mortgage loans to clients.
Duties
- Analyze and verify loan applications, credit reports, income, and financial statements
- Assess the applicant's creditworthiness and risk level
- Ensure compliance with company policies, underwriting guidelines, and regulatory requirements
- Review property appraisals to determine fair market value
- Communicate decisions and provide explanations to loan officers and applicants
- Identify potential fraud and escalate concerns as necessary
Requirements
- Proficiency in mortgage underwriting processes and guidelines
- Strong analytical skills for evaluating financial data
- Knowledge of loan processing, origination, and servicing
- Ability to conduct quantitative analysis and research data collection
- Familiarity with tax regulations related to mortgages
- Experience in equity research or financial modeling is a plus
Job Type: Contract
Schedule:
- 8 hour shift
Ability to Commute:
- Mount Laurel, NJ 08054 (Required)
Ability to Relocate:
- Mount Laurel, NJ 08054: Relocate before starting work (Required)
Work Location: In person
