What are the responsibilities and job description for the Underwriting Quality Control Manager position at Test?
As an Underwriting Quality Control Manager with CountryPlace Mortgage you will be responsible for ensuring that the company's finance operations comply with all internal policies, industry regulations, and applicable laws. This role focuses on reviewing mortgage and consumer loans, credit applications, and other financial products to ensure accuracy, completeness, and adherence to regulatory standards. This position plays a critical role in identifying potential risks, improving operational efficiency, and supporting the company’s efforts to maintain high standards of customer service and regulatory compliance.
This position is an in-office role based at our Plano, TX office. We are seeking candidates who are available to work on-site to contribute to our team’s success in this setting.
ESSENTIAL DUTIES & RESPONSIBILITIES
- Conduct pre-and post-closing quality control reviews of loan applications, credit reports, underwriting decisions, disclosures, and customer communications.
- Ability to calculate income and re-underwrite a file for accuracy and compliance.
- Perform Targeted audits such as survey, appraisal, and title commitment reviews to determine accuracy, consistency, error detection, omission of data/information, process
- Ensure processes and samples reviewed are managed in adherence to internal policies and procedures, investor/insurer guidelines, and regulations.
- Ensure audits include required level of detail and are performed in a timely manner, in accordance with established policies and procedures.
- Create and maintain documents necessary to perform quality assurance and control audit process including, itemized checklists, reports, scorecards, trackers, etc.
- Provide feedback and recommendations to improve internal processes, policies, and procedures to enhance efficiency, accuracy, and compliance. Work closely with other departments to implement best practices and resolve issues.
- Responsible for preparing monthly quality control report for department managers. Deliver quality control results work with the specialist and their supervisors on needed improvements.
- Assist in responding, monitoring, and tracking compliance complaints. Provide reporting as needed.
- Perform administrative and other support for the Department. Responsible for database administration if applicable to job duties. May assist in preparation of reports for various committees, workgroups, and projects.
- Perform other related duties as required and assigned
POSITION REQUIREMENTS, CAPABILITIES, & SKILLS:
- Strong knowledge of FHA requirements
- Excellent written, verbal, and organizational skills, with the ability to multi-task
- Strong researching and critical thinking skills
- Good problem-solving and decision-making skills
- Self-starter with strong organizational skills
- Strong interpersonal skills and ability to work well with a wide range of people
- Excellent written, verbal, and organizational skills, with the ability to multi-task
- Ability to read and interpret published rules and regulations
- Self-motivated with ability to work independently
- Strong understanding of Microsoft Office Suite, specifically Excel
Job Requirements
- BA/BS/BBA degree required
- 5 years’ experience in quality control (banking or financial services)
