What are the responsibilities and job description for the Middle Market Banking Associate I position at Texas Capital Bank?
Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.
Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).
Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at
www.texascapitalbank.com
.Overview:
A Banker Associate I role will have experience within the Commercial Banking line of business. Depending on the market, this role will report to the Market or Team Leader and will provide support to senior colleagues in delivering best-in-class experiences and comprehensive financial solutions to clients and prospects across a broad array of industries.
We are seeking qualified candidates with a passion for a long-term career in Banking, that have extraordinary levels of motivation and initiative and aspire to deliver superior client experiences.
Responsibilities:
- Participate in agenda-based client calls with Relationship Managers (approximately 10% of time spent). Support meeting preparation and follow ups as needed.
- Source new prospect opportunities and develop Centers of Influence (COIs).
- Identify cross-sell opportunities within active portfolio.
- Prepare and complete Balance Sheet Committee (BSC) forms and submissions.
- Prepare screening memos, term sheets, pitch book materials and manage screening process.
- Assist Portfolio (Credit) Managers with renewals, reviews, and new deal Credit Approvals.
- Ensure Covenant compliance and analysis.
- Accurately log all activity in applicable Texas Capital systems (Salesforce, Alloscape, etc.) and utilize sales tools to develop call planning strategies.
- Coach and mentor Analyst colleagues.
Qualifications:
- Bachelor’s degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree.
- 2.5 to 3.5 years of experience in Banking, Commercial Banking preferred or other relevant experience.
- Effective team player with ability to work in a fast-paced, highly collaborative environment.
- Exceptional writing, interpersonal and communication skills.
- Analytical skills - critical thinking, data and information analysis, research, and problem solving.
- Organizational and time management skills.
- Strong knowledge and application of Credit Underwriting (i.e., cash flow models, financial spreads, and credit packages).
- Advanced knowledge of banking suite of products and services.
- Strong knowledge and application using Salesforce and Microsoft Office including Outlook, Excel, and PowerPoint to produce reports, correspondence, and presentations.
- High interest in outreach to, and involvement in, the communities where we live and work.
The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.
