What are the responsibilities and job description for the Senior Commercial Finance Specialist position at The Agency?
Job Title: Senior Commercial Finance Specialist
At The Agency, we are committed to fostering business growth within our community by providing customized lending solutions to meet the unique needs of our clients.
This position offers the opportunity to manage an existing portfolio while developing new business relationships, working closely with credit teams, and contributing to the overall success of the bank.
Key Responsibilities:
- Develop and expand relationships with business clients by providing tailored commercial lending solutions.
- Analyze financial statements, assess risk, and structure loan packages that align with both client needs and the bank's credit policies.
- Proactively identify and pursue new business opportunities to grow the loan portfolio.
- Collaborate with internal credit and underwriting teams to ensure sound lending decisions.
- Maintain compliance with regulatory requirements and industry best practices.
Qualifications & Experience:
- Minimum 3 years of experience in commercial lending, business banking, or financial services.
- Strong expertise in credit analysis, financial statement review, and risk assessment.
- Proven track record of portfolio management and business development.
- Excellent communication, negotiation, and relationship management skills.
- Bachelor's degree in finance, business administration, or a related field preferred.
