Branch Manager

SUMMARY

The Branch Manager reports to, the Branch Administrator, Executive Officer. This position directs the activities of a branch under her/his administrative authority through coordination, interpretation, and communication of programs, policies, and procedures as directed by branch administrator. Assures that the bank in general, and the branch in particular, are recognized by customers and the general public as providing superior personal, people-oriented service to depositors that is essentially free from errors and delays.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Duties include, but are not limited to:

• Determines personnel requirements and makes recommendations to the branch administrator; guides and develops subordinates, reviews performance appraisals, makes salary increase recommendations, and resolves personnel problems.

• Represents the bank in the community and participates in local community affairs as an expression of the civic interest of the bank.

• Promotes and maintains bank goodwill in all business and personal contacts with the public.

• Extends credit within lending authority to individuals or businesses. Develops necessary information to determine customers’ requirements and the best type of loans. Obtains and analyzes all necessary personal and financial data, determines credit standing, and makes the loan decision within established policy or refers the customer to higher authority for approval.

• Must be able to qualify and register as a Mortgage Loan Originator (MLO) through the Nationwide Mortgage Licensing System & Registry (NMLS).

• Participates in business development call program to promote existing and/or new business, as well as to ensure that continuing effort is made to keep customers and the public informed of the bank’s services. Prepares and submits reports as required.

• Complies with bank operational policies and procedures and the regulations and requirements of supervisory agencies in order to minimize liability to the bank and maximize service to customers. Reports irregularities to the branch administrator.

• Attends to the needs of customers and prospective customers. Recommends, explains, and opens new accounts for customers; signs such items as certified or cashier’s checks; guarantees signatures; and authorizes the cashing of non-routine checks and the cashing of checks in excess of other branch personnel’s authority.

• Maintains prescribed security controls to protect the office against criminal and fraudulent operations and unnecessary risk or exposure.

• Through the branch administrator, implements all new service programs initiated by the bank in a manner consistent with the operational plans of the branch.

• Schedules staff meetings to inform and communicate policies and procedures to respective personnel as informed through the branch administrator.

• Performs all Risk Rating duties.

• Process and oversee VIE functions.

• Acts as signatory for the Bank on official checks; performs Notary and Medallion guarantee work.

• Performs other duties and carries out other responsibilities assigned by the branch administrator.

OTHER DUTIES
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

SUPERVISORY RESPONSIBILITY: This position has supervisory responsibilities.

REQUIRED KNOWLEDGE SKILLS AND ABILITIES:

• Thorough knowledge of branch operations, policies, and procedures.

• Ability to supervise and direct the activities of others.

• Ability to deal with customers and the public in general to promote goodwill and acquire new business.

• Good knowledge of banking and bank services.

REQUIRED EDUCATION AND EXPERIENCE

• High School Diploma or General Educational Development (GED) Certificate required.

• Three to four years’ experience in the banking industry in a retail branch environment.

• Experience in the extension of credit.

COMPUTER SKILLS: Basic

MATHEMATICALLY SKILLS: Proficient

TRAVEL: This position requires travel to other office sites as needed.
WORK ENVIRONMENT
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
PHYSICAL DEMANDS
Physical demand level – Medium: with lifting, bending, stooping, walking or standing for extended periods of time, some heavy lifting, pushing and pulling exerted regularly throughout a seven and one-half or ten-hour shift. Physical requirements also include the ability to see, hear, and do repetitive motion. Must be able to lift and carry items weighing up to 25 lbs. during a seven and one-half hour or ten-hour shift. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
AAP/EEO STATEMENT
It is the Bank’s Policy to provide equal employment opportunity to all qualified individuals without regard to race, color, creed, religion, sex, national origin, age, disability, marital status, sexual orientation, ancestry, status as a veteran, genetic information, or any other category protected by state, federal or local civil rights laws. The Bank has an established policy of taking affirmative action to implement this policy.

Job Type: Full-time

Pay: $75,000.00 - $80,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Referral program
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Education:

• High school or equivalent (Preferred)

Experience:

• Banking: 3 years (Preferred)

Ability to Relocate:

• Riviera Beach, MD 21122: Relocate before starting work (Required)

Work Location: In person

Salary : $75,000 - $80,000