Risk & Medical Underwriting Manager-Commercial Healthcare (Hybrid)

The job profile for this position is Risk & Underwriting Manager, which is a Band 4 Management Career Track Role.

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Role Summary

This role manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings.  Performs case-specific risk assessments, rate development, and customer presentations on a complex book of business.  Couples with management to develop and drive market and sales strategies, product development, pricing, and underwriting policy and procedure guidelines.  This role manages and develops underwriters on risk analysis, rate development, and consultative underwriting responsibilities. Manages team functions such as presale and renewal book assignments.  Ability to make effective decisions based on strong knowledge of all financial implications, both internal and external.  Has thorough knowledge of factors that influence market and competitive conditions.  Has strong knowledge of enterprise-wide objectives and ability to influence change across matrix partners. 

Responsibilities

• This position is a leadership role managing a portion of the book of business within the 50-3000 eligible employees space in the South Texas market, varying responsibilities across existing book of business and new business/prospecting depending on the market, month, business need, etc.

• Responsible for achieving earnings, persistency, growth, service and expense objectives within designated marketplace.

• Direct management responsibilities for 6-8 professional Underwriters, primarily geared towards less experienced Underwriters.

• Support achievement of growth and earnings goals by ensuring case decisions align with emerging results.

• Active part of the market leadership team working to understand the market landscape and developing/executing strategy for top- and bottom-line growth.

• Support growth calls with assigned markets.

• Assists in broker/ client development and handles high risk major impact negotiations directly.

• Support talent management and pipeline.

• Proven skills in understanding the 50-3000 eligible employees space, market and industry wide dynamics (consumers/ broker/consultant community/competitors) to set strategies and tactics to achieve both earnings and revenue growth objectives.

Qualifications

• 5 of HealthCare Underwriting experience or other industry experience

• Management experience in underwriting preferred

• Experience in the financial, insurance or managed care industry or significant marketing and/or business development experience in another field.

• Thorough knowledge of factors that influence market and competitive conditions.

• Strong knowledge of enterprise-wide objectives and ability to influence change across matrix partners

• Maintain and support direct client relationships

• Ability to communicate analytical findings to all levels of the organization.

• Ability to work well and influence within a cross-functional team

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

For this position, we anticipate offering an annual salary of 99,700 - 166,100 USD / yearly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.

We want you to be healthy, balanced, and feel secure. That’s why you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

Please note that you must meet our posting guidelines to be eligible for consideration.  Policy can be reviewed at this link.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.