What are the responsibilities and job description for the Agricultural and Commercial Lending Officer position at The Fairfield National Bank?
General Summary:
The Agricultural and Commercial Lending Officer is responsible for assisting business owners and agricultural businesses with their financing needs. Consults with prospects and customers to discuss business and financial plans and makes recommendations to meet needs.
Skills and Abilities:
Decision making and analytical skills are required to successfully perform the approval, servicing, and maintenance responsibilities of this position. Excellent interpersonal and communication skills must be exhibited to positively represent the bank to customers. The ability to conduct thorough credit analysis of potential borrowers, including ability to read, analyze, and interpret financial statements, credit histories, cash flow projections and business models. Working knowledge of Windows, Microsoft Word and Excel required. Accurate keyboarding and data entry skills required for correspondence.
Bachelors Degree in Finance, Business, Economics, Accounting, or related field, or equivalent work-related experience required. MLO registration must be secured and maintained within six months of hire. 3-5 years’ commercial lending experience strongly preferred.
Physical Requirements:
While performing the duties of this job, the employee is frequently required to stand, walk, sit; use hands to finger, handle or feel; reach with hands and arms; see, talk, and hear. The employee is occasionally required to stoop, kneel, or crouch; lift and/or move office products and supplies up to 20 pounds; and conduct on-site visits to various customer locations.
This job operates in a professional office environment. The role routinely uses standard office equipment such as computers, phones, photocopiers, scanners, filing cabinets, and fax machines. The noise level in the work environment is usually moderate.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Characteristics and duties described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
We are proud to offer a competitive salary, PTO, and paid holidays, 401k, life insurance, short-term disability and long-term disability insurance, dental insurance, vision insurance, and more. The anticipated base annual salary range for this position is $50,000-75,000. The base salary will be determined by factors including but not limited to experience, credentials, education, certifications, and skill level required for the position. Actual base salary offered will be determined on a case-by-case basis.
Equal Opportunity Employer
Salary : $50,000 - $75,000
