Underwriter I - Regional Accounts

Regional Accounts Underwriter I

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.

Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.

Regional Accounts Underwriter I

Underwrites 500-2,000 life cases with varying levels of complexity, primarily in the 500-999 space

Basic proficiency in experience rating Life, STD, LTD & Leave Management where applicable.

Works directly with Sales, Brokers and Field personnel on new business, renewal, and service issues.

Applies all GBD Underwriting guidelines when making decisions.

Proficient knowledge of laws, regulations, and governance.

Demonstrates understanding of the elements of pricing including Risk factors, manual rates, risk classification, pricing targets and

reinsurance.

Focus on development of presentation skills for internal underwriting discussions.

Participates in problem solving exercises and project work.

Partners with Sales, Brokers and Field personnel on new business, renewal, and service issues

Negotiates prices and benefit options with the sales team and brokers

In this role you will have an opportunity to :

Learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.

Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy

Effectively and independently handle new business and / or renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral and Long-Term Disability (LTD) Incidence Tool

Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers

Actively drive and participate in an assigned amount of project work and special assignments

Ensure data integrity reports are promptly completed

Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance

Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool (LTD) and SAADD tools. (Pricing tools)

QUALIFICATIONS :

Bachelor’s degree or equivalent experience

Minimum of 1 years of Group Benefits Underwriting, or related experience is preferred.

Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math.

Strong interpersonal and business communication skills

Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-lookups, pivot tables).

Strong communication, presentation, interpersonal, analytical and research skills.

This role will have a Hybrid work arrangement, with the expectation of working in an office 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is :

60,240 - $90,360

Equal Opportunity Employer / Females / Minorities / Veterans / Disability / Sexual Orientation / Gender Identity or Expression / Religion / Age

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Human achievement is at the heart of what we do.

We believe that with the right encouragement and support, people are capable of achieving amazing things.

We put our belief into action by ensuring individuals and businesses are well protected, and by going even further – making an impact in ways that go beyond an insurance policy.

Nearly 19,000 employees use their unique talents in careers that span a variety of disciplines – from developing the latest technology to creating and promoting our products to evaluating future financial risks.

We’re also committed to programs that drive education and support volunteerism, which put human beings first. We do it because it’s the right thing to do, and because when our customers, communities and employees succeed, we all do.

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Unincorporated Areas of LA County, CA (Applicant Information)

Salary : $60,240 - $90,360