What are the responsibilities and job description for the Underwriter position at THE MORTGAGE LINK, INC.?
REMOTE POSITION -
At The Mortgage Link, we pride ourselves on delivering exceptional mortgage solutions while providing a personalized customer experience. We are growing, and we're looking for a talented and seasoned Mortgage Underwriter to join our dynamic team. If you thrive in a fast-paced environment, are detail-oriented, and have a passion for helping people secure their dream homes, we want to hear from you!
We want to ensure all qualified applicants are considered, please be sure to read the instructions on how to apply below, applicants that fail to follow them cannot be considered.
Job Overview:
As a Mortgage Underwriter at The Mortgage Link, you will play a pivotal role in assessing and underwriting residential mortgage loans, ensuring compliance with company and industry standards. You’ll be an integral part of our mission to provide high-quality lending solutions, working closely with loan officers and processors to deliver timely and accurate loan decisions.
The Mortgage Underwriter will report to the Underwriting Manager and work in the following key areas:
Key Responsibilities:
• Review and underwrite conventional, FHA, VA, and jumbo mortgage loans in accordance with investor and company guidelines.
• Analyze credit reports, income documentation, asset statements, and other relevant financial data to determine creditworthiness.
• Assess the risks associated with each mortgage loan application and make sound credit decisions.
• Ensure all files meet underwriting conditions prior to final approval.
• Stay up to date with changes in industry regulations, guidelines, and best practices.
• Collaborate with loan officers, processors, and other team members to provide timely and accurate decisions.
• Manage pipeline to meet or exceed department goals for turn times and production.
Qualifications:
• Minimum of 5-7 years of mortgage underwriting experience, including expertise in FHA, VA, and conventional loans.
• DE (Direct Endorsement and LAPP/SAR certifications required
• Strong understanding of credit, income, and asset analysis.
• Excellent attention to detail and organizational skills.
• Familiarity with ICE Encompass preferred
• Excellent problem-solving, written, and oral communication skills required
Benefits
- Medical, Dental and Vision Insurance
- Health Savings Accounts
- Flexible Spending Accounts for Medical and Dependent Care
- Company Paid Life and AD&D Insurance
- Supplemental Life Insurance
- Company Paid Long Term Disability Insurance
- Short Term Disability Insurance
- 401(k)
- Ancillary Benefits such as Legal, Commuter, Critical Illness, and Hospital Indemnity Insurance
- Health Advocate and EAP
- Paid Time Off
How to apply:
We are incredibly focused on developing and sustaining our culture. Please provide your Myers-Briggs profile type AND your current resume. We only need the letter combination, not the actual assessment.
If you do not know your profile type, a free assessment is available at https://www.16personalities.com/free-personality-test
Salary : $110,000 - $130,000
