VP Commercial Banking Officer

Position Title: VP, Commercial Banking Officer Date: July 2023

Reports To: Senior Vice President, Sr. Commercial Banking Officer FLSA Classification: Exempt

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GENERAL SUMMARY

Originates commercial/investment real estate loans and commercial/industrial non-real estate loans. Manages loan portfolio. Develops new business.

ESSENTIAL JOB FUNCTIONS*

• Originates new commercial loans; interviews borrowers, processes applications, and finalizes approval.
• Determines viability of commercial loan opportunities for the Bank.
• Coordinates with the Credit Department and the Commercial Loan Administrators in the overseeing of loan closings, to include, but not limited to, collection of insurance binders, real estate taxes, and other documents as needed in the closing of loans.
• Manages loan portfolio; collects loan file documentation and communicates with customers regularly.
• Renews and extends loans that have matured, as applicable.
• Collects delinquent payments in collaboration with the Senior Commercial Banking Officer and Senior Credit Officer.
• Cross-sells all other Bank products to deepen relationships (Retail Banking, Residential Mortgage Lending, Cash Management, Wealth Management Departments).
• Participates in civic/community organizations in the Bank’s Community Reinvestment Act area; this includes such organizations as Chambers of Commerce, trade groups, and service clubs (i.e., Rotary, Kiwanis, Exchange, etc.).
• Required to participate in trainings, and comply with all Bank policies and procedures, as well as Federal and State banking laws and regulations.

Salary Range: $114,000 - $150,000

OTHER DUTIES AND RESPONSIBILITIES

• Performs additional duties, as assigned.