Vice President of Legal

About Us

The Savings Group (TSG) is a leading FinTech company revolutionizing the auto finance landscape. Acting as a virtual Finance & Insurance office, we connect customers with ideal lenders for car loans and refinancing, ensuring they secure competitive rates before stepping into a dealership. Our innovative approach, powered by a robust lender marketplace, delivers transparency and exceptional value to our customers.

WHY WORK WITH US

At TSG, we celebrate diverse backgrounds and experiences to drive innovation in auto finance. We foster a collaborative, casual work environment with a strong emphasis on professional growth and leadership development. Our core values—Hard Work, Optimism, Growth, and Integrity—define our culture and inspire our team to build a better way to serve customers.

Summary

We are seeking a seasoned legal executive with a strong background in consumer finance and regulatory compliance to join TSG as Vice President of Legal. This individual will play a critical role in advising on complex legal matters, ensuring compliance with consumer finance laws, and partnering with business leaders to drive strategic initiatives. The ideal candidate will possess deep expertise in consumer lending laws, including TILA/Regulation Z, ECOA/Regulation B, FCRA/Regulation V, TCPA, CAN-SPAM, UDAAP, privacy laws, and state-specific lending regulations. This is an onsite position based in the Denver Tech Center in Denver, CO. Candidates must reside in the U.S. (We cannot consider applicants from CA, NY, NJ, IL, WA, or OR.)

Essential Job Functions And Responsibilities

• Serve as a trusted legal advisor on all aspects of TSG’s business operations, with a focus on consumer finance law and auto lending compliance.
• Advise on product and service development, marketing, partnerships, and third-party vendor relationships to ensure alignment with consumer protection laws and regulatory requirements.
• Lead and manage legal strategies for compliance with TILA, ECOA, FCRA, TCPA, CAN-SPAM, UDAAP, federal and state privacy laws, and state-specific lending regulations.
• Oversee the monitoring of federal, state, and local regulatory developments affecting TSG’s products and services, communicating changes to internal stakeholders and ensuring timely adjustments.
• Collaborate with compliance teams to mitigate risk, respond to consumer complaints, and manage regulatory audits and examinations.
• Draft, review, and negotiate a wide variety of contracts, including vendor agreements, partnership agreements, and other critical business documents, balancing legal risk with business objectives.
• Manage litigation strategies and oversee relationships with outside counsel to ensure effective legal representation.
• Provide legal guidance to human resources on employment-related matters.
• Partner with internal teams to identify process improvements, enhance legal risk management frameworks, and deliver training on legal and compliance issues.
• Build and lead a high-performing legal team, fostering professional development and shared objectives.
  
  

Qualifications

• J.D. degree from an accredited law school; licensed and in good standing in at least one U.S. jurisdiction.
• Minimum 8 years of legal experience, with at least 5 years focused on consumer finance law in a law firm, regulatory agency, or in-house legal department at a financial institution, fintech, or similar environment.
• Deep expertise in key consumer finance regulations, including TILA/Regulation Z, ECOA/Regulation B, FCRA/Regulation V, TCPA, CAN-SPAM, UDAAP, privacy laws, and state-specific lending regulations.
• Proven experience with contract drafting, review, and negotiation, providing practical and business-focused legal advice.
• Demonstrated ability to navigate complex regulatory environments and deliver creative solutions in a fast-paced, dynamic business setting.
• Experience leading and mentoring teams, with a strong track record of collaboration across multiple departments.
• Exceptional written and verbal communication skills, with the ability to clearly articulate complex legal concepts to diverse audiences.
• High integrity, sound judgment, and a proactive, hands-on approach to legal guidance and problem-solving.
  
  

WHAT WE OFFER

A collaborative and growth-oriented work environment in a fast-paced FinTech company.

Competitive Compensation, Comprehensive Benefits, And Opportunities For Professional Development.

A chance to make a significant impact in shaping the legal and regulatory framework of a leading auto finance innovator.

Benefits

• Medical Insurance
• Dental Insurance
• Vision Insurance
• Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA)
• Supplemental Insurance
• 401(k) Retirement Savings Plan
• Paid Time Off
• Paid Holidays
• Beautiful Denver Tech Center (DTC) Location
• Fitness Club Access
• Parking and Transportation Assistance
• Casual Office Environment
  
  

COMPENSATION

Compensation: Starting salary range is $180,000 - $200,000 based on relevant experience, merit and Education. Potential for discretionary bonus of up to 30% of annual base salary.

Job description statements are intended to describe the general nature and level of work being performed by employees assigned to this job title. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required.

The Savings Group (including all its subsidiaries: AUTOPAY, RateGenius Loan Services, Inc., and Innovative Funding Services dba Tresl) is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources