What are the responsibilities and job description for the MCA Underwriter position at The Smarter Merchant?
“Great energy, excellent staff, hardworkers”
Exciting opportunity to join a strong and growing company within the merchant cash advance industry. GREAT reputation and amazing work culture. Strong opportunities for growth and development.
Requirements:
· Bachelor’s Degree
· 3-5 years experience in cash advance or loan underwriting
· Strong communication
· Attention to detail
Responsibilities:
· The analysis of credit reports, bank statements, and various other business documentation
· Detailed financial analysis to determine the creditworthiness of a merchant
· Make decisions based on company guidelines
· Issue MCA approvals and declines
· Communicate with ISOs, sales managers, and merchants in both written and verbal form
· Assist in resolving problems that may arise on pending contracts
Desired Skills and Experience for an Underwriter position:
· Strong CRM and Computer Skills
· Excellent verbal and written communication skills
· Detail-oriented with strong analytical skills
· Ability to multi-task, work independently and prioritize in a fast-paced environment
· Understanding of the MCA lending process coupled with the ability to recognize positive and negative trends in credit performance
About The Smarter Merchant:
The Smarter Merchant Philosophy
From your first day at The Smarter Merchant, you will become part of a fast-paced and dedicated team that works together to provide our clients with the highest possible level of service and advice. As a member of The Smarter Merchant team, we ask for your commitment to deliver outstanding quality and results that exceed client expectations. In addition, we expect your personal accountability in all the products, actions, advice and results that you provide as a representative of The Smarter Merchant. In return, we are committed to providing you with every opportunity to learn, grow and stretch to the highest level of your ability and potential.
Job Type: Full-time
Pay: $75,000.00 - $100,000.00 per year
Benefits:
- 401(k)
Schedule:
- 8 hour shift
Work Location: In person
Salary : $75,000 - $100,000