What are the responsibilities and job description for the Commercial Lending Underwriting Manager - To 175K - Dallas, TX - Job 3358 position at The Symicor Group?
Commercial Lending Underwriting Manager – To $175K – Dallas, TX – Job # 3358Who We AreThe Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur bank client is seeking to fill a Commercial Lending Underwriting Manager role in the Dallas, TX market. The successful candidate will be responsible for coordinating the development, implementation, and administration of all aspects of the Compliance Program.The position offers a generous salary of up to $175K and a full benefits package.Commercial Lending Underwriting Manager responsibilities include:
- Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
- Manages a commercial underwriting team that adjudicates credits with a variety of complexities.
- Leads a team of Commercial Credit Underwriters.
- Guides the team to properly structuring new and existing credit exposure within the bank's risk appetite.
- Ensures adherence to Risk Policies, implements operational risk processes, policies, and practices and drives satisfactory regulatory audits, loan review, internal audits, and compliance audits.
- Possesses loan decision authority up to position authority limits as defined in credit policy
- Expected to attain and exercise exception and high-risk loan authority
- Takes part in decision appeal discussion with sales management and/or credit risk management
- Acts as a leader and participates in the on-going development of your Underwriting team
- Considers and discusses alternative structures such as SBA and other agencies and overall assessments with market, sales personnel
- Contributes to discussions of policy and standards adjustments with senior management team
- Drives team to meet turnaround requirements in a loan production environment, while maintaining strong quality of work produced
- Maintains a satisfactory level of portfolio delinquencies and charge-offs
- Ensures departmental compliance with Bank Credit Policy and Credit Standards, Federal Banking Regulation and Government Reporting requirements.
- Contribute to organizational strategic initiatives such as process improvement, system enhancements, process workflow
- Builds and maintains productive relationships with all business partners within the Commercial Bank and encourages team to do the same
- Coaches the Credit Managers and Underwriters in developing value-added credit solutions for our customers that are consistent with the Bank’s Risk Appetite Principles
- Drive employee satisfaction and morale
- Undergraduate degree preferred
- 10 years of relevant commercial lending relationship management, underwriting, and/or adjudication experience
- Prior lending authority >/= $1 million preferred Small Business Administration/Agency, Healthcare Practice Solutions, or other specialty lending experience preferred
- Prior people management experience preferred
- Proven leadership abilities
- Ability to lead in a highly professional, systems-based environment
- Proven analytical and research skills
Salary : $175,000
