What are the responsibilities and job description for the Associate Relationship Manager position at Third Coast Bank?
Position Title: Associate Relationship Manager
Line of Business: Commercial
Branch Location: Austin
Reports To: Regional President
FLSA Status: Exempt
Position Summary:
This is a banking officer position in commercial banking responsible for building and retaining profitable middle market customer relationships. Position supports the commercial banking team with prospecting, client acquisition, and ongoing relationship management.
Essential Duties & Responsibilities:
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
This position is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.
Travel:
Some travel between Third Coast Bank offices may be required.
Work Environment:
This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.
Physical Demands:
This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling, and reaching.
Mental Demands:
The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.
Employee’s Signature
Date
Supervisor’s Signature
Date
cc: Manager File
cc: Employee File
Line of Business: Commercial
Branch Location: Austin
Reports To: Regional President
FLSA Status: Exempt
Position Summary:
This is a banking officer position in commercial banking responsible for building and retaining profitable middle market customer relationships. Position supports the commercial banking team with prospecting, client acquisition, and ongoing relationship management.
Essential Duties & Responsibilities:
Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
- 3 years of commercial underwriting experience in middle market/corporate banking
- Completed a Formal Credit Training program
- Portfolio management
- Able to identify risks inherent in complex loan transactions and address/mitigate accordingly
- Possess an extensive knowledge of various loan structures and formulate sound credit recommendations
- Present credit proposals through the credit approval chain with limited supervision
- Develop prospect lists, marketing plans, and loan proposals (“pitch books”)
- Possess a proficient knowledge of credit policy, banking regulations, and loan documentation issues
- Understand and work effectively within the credit culture of the company
- Demonstrate excellent mathematical, reading comprehension and writing skills
- Must have excellent interpersonal and communication skills
- Must be able to verbally communicate effectively one-to-one and in groups
- Must be able to write clearly and effectively
- Must be able to develop and maintain cohesive, cooperative internal and external working relationships
- Must have good personal organization and time management skills
- Must allocate time effectively and independently prioritize workload to meet timelines
- Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
- Bachelor’s degree in Business, Finance, Accounting, or related field
- Formal credit training with 3 years of direct underwriting experience in Middle Market
- Ability to respond to common inquiries from internal clients, regulatory agencies, and employees
- Advanced knowledge of related state/federal banking compliance regulations, and other Bank operational policies
- Intermediate skills in computer terminal and personal computer operation, including use of word, excel, office
- Advanced math skills
- Effective verbal, written and interpersonal communication skills
- Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations
- Effective organizational and time management skills
This position is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.
Travel:
Some travel between Third Coast Bank offices may be required.
Work Environment:
This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.
Physical Demands:
This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling, and reaching.
Mental Demands:
The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.
Employee’s Signature
Date
Supervisor’s Signature
Date
cc: Manager File
cc: Employee File
