What are the responsibilities and job description for the Credit Analyst II,III position at Tinker Federal Credit Union?
At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.
Tinker Federal Credit Union’s Business Services department has an immediate opening for a Credit Analyst II, III! This is an exciting opportunity to join the largest and best credit union in Oklahoma! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!
As a Credit Analyst II, III, you will be responsible for the following:
This is an exempt position. The starting salary range is $83,129- $102,424; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity.
Education and Experience:
A bachelor’s degree in business, analytics, finance, or a related field is required. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education.
Level II: Requires three years of experience in commercial credit account analysis, underwriting and/or portfolio management. Experience in loan operations, sales, and collections preferred.
Level III: Requires five years of experience in commercial credit account analysis, underwriting and/or portfolio management. Experience in loan operations, sales, and collections required.
Certificates, Licenses, Registrations:
In order to be successful as a Credit Analyst II, you must possess these qualifications:
Tinker Federal Credit Union’s Business Services department has an immediate opening for a Credit Analyst II, III! This is an exciting opportunity to join the largest and best credit union in Oklahoma! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!
As a Credit Analyst II, III, you will be responsible for the following:
- Evaluating the financial statements and conditions of commercial loan members applying for credit.
- Gathering, analyzing, and interpreting applicant’s financial credit information and collateral to determine the feasibility of credit approval/renewal for all types of credit products.
- Analyzing personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis.
- Performing timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality.
- Analyzing such items as income, quality of management, market share, potential risks, and collateral appraisal.
- Preparing loan presentations, which include credit analysis and a summary of the loan request.
- Aiding in establishing loan production and loss reduction goals to enhance the integrity of TFCU’s portfolio.
- Aiding the Credit Analyst I in learning how to accomplish the core tasks of the position.
- Analyzing business and industry trends, financial statements, projections, and complete other due diligence required to finalize more complex credit packages.
- Credit Analyst III will be the senior member of the team and will aid in various areas such as mentorship and training others at the analyst level.
This is an exempt position. The starting salary range is $83,129- $102,424; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity.
Education and Experience:
A bachelor’s degree in business, analytics, finance, or a related field is required. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education.
Level II: Requires three years of experience in commercial credit account analysis, underwriting and/or portfolio management. Experience in loan operations, sales, and collections preferred.
Level III: Requires five years of experience in commercial credit account analysis, underwriting and/or portfolio management. Experience in loan operations, sales, and collections required.
Certificates, Licenses, Registrations:
- Incumbent Bonding REQUIRED by TFCU’s chosen authority.
In order to be successful as a Credit Analyst II, you must possess these qualifications:
- Strong analytical, decision making and deduction skills.
- Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks analysis and other methods of determining customer solvency.
- Ability to understand and interpret core credit metrics.
- Proficient knowledge of composition of shares, loans, and investments.
- Ability to work well independently and as part of a team, and with general or limited direct supervision.
Salary : $83,129 - $102,424
