VP Manager Real Estate Underwriting

At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.

Tinker Federal Credit Union’s Real Estate Lending department has an immediate opening for VP/Manager Real Estate Underwriting! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!

As a VP/Manager Real Estate Underwriting, you will:

• Manages and monitors the daily workflow of assigned residential loan files
• Maintains and reviews risk parameters, investor guidelines, legal regulations, policies, procedures and underwriting documents to ensure compliance
• Runs data, analytics, and summaries regarding underwriting operations
• Reviews and comprehends complex personal and business tax returns
• Provides responses to internal and external audits, identifies and implements solutions
• Maintains excellent knowledge of secondary market guidelines, regulatory updates and appraisal standards.

Salary Range:
This is an exempt position. The salary for this role will start at $155,484; however, actual placement range will be determined individually based on your experience relative to organizational needs and internal salary equity.

Education/Experience:
You must have a bachelor’s degree in business, finance, or a related field and;

• Nine years of experience related to residential underwriting, two of which must be in a leadership capacity
• Experience with credit unions preferred

Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education. Applicable additional education levels or relevant but not required certifications may be eligible to satisfy minimum experience requirements.

Certificates, Licenses, Registrations:

• Incumbent Bonding REQUIRED by TFCU’s chosen authority.
• Approved lending authority by TFCU’s Board of Directors.
• NMLS License or ability to obtain as part of employment
• Ability to obtain 30 days approval from Secondary Market Investors as Delegated Underwriter

Keys to success:
In order to be successful as a VP/Manager Real Estate Underwriting you must possess these skills:

• Knowledge of Federal National Mortgage Association (FNMA), VA, and sales alternatives
• Knowledge of Real Estate Settlement Procedures Act (RESPA) Regulations, FNMA, Federal Home Loan Mortgage Corporation (FHLMC), Federal Housing Administration (FHA), Federal Home Loan Bank (FHLB), Freddie Mac, VA, Unites States Department of Agriculture (USDA) Programs and all regulations and requirements
• Knowledge of residential mortgage lending regulations and mortgage-backed securities, investor guidelines, bankruptcy and foreclosure laws, and applicable regulations
• Ability to communicate effectively to persuade and provide motivation.

Tinker Federal Credit Union is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. We celebrate the unique differences of our employees, and welcome people of all backgrounds. We do not discriminate on the basis of race, religion, color, national origin, sex, age, marital status veteran status, disability status, pregnancy status, parental status, political affiliation, or any other status protected by law. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Talent Acquisition at careers@tinkerfcu.org.

Salary : $155,484