What are the responsibilities and job description for the Mortgage Loan Closer position at Tomo?
You like speed, working with a great team, and helping homebuyers achieve their house buying dreams! You are excited to provide excellent customer service by facilitating on-time closing and funding purchase transactions. You thrive in ensuring that the coordination of loan closings and the preparation of closing packages are carried out seamlessly so customers get their new home keys by their desired closing day.
This role is a hybrid role, based in office Monday through Wednesday and is remote optional Thursday & Friday.
The things you’ll do…
- Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation.
- Input required closing data in the loan origination system
- Review Compliance Ease reports and remediate any fails or alerts
- Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
- Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules.
- Prepare and issue the Initial Closing Disclosure.
- Coordinate loan closing with title company
- Draw and release closing documents to the Settlement Agent
- Submit request to warehouse bank and release funds
- Authorize funding of loan
- Assist in resolving any post-closing issues as needed
The things you’re exceptional at…
- 3 years of recent mortgage closing/funding experience
- Attention to detail and organizational skills
- Staying current on federal, state, investor and internal policies and procedures
- Maintaining transparency between all teammates involved in a customer’s journey
You may also have the extras…
- A Bachelor’s degree
