Teller

Are you looking for an organization that values your experience? Are you a skilled customer service professional ready to take your career to the next level? If so, keep reading!

Tropical FCU (TFCU) is a Sun-Sentinel Top Workplace SIX years in a row. Being part of TFCU will provide you with opportunities to engage by learning, growing, contributing, collaborating, and developing professionally. Join us for a great employee experience focused on engaging employees and members alike.

As a Branch Teller, you will play an essential role in delivering world-class service to our members by providing efficient, accurate, and friendly financial transactions. You will be responsible for processing member transactions, promoting credit union products and services, and maintaining a high level of professionalism and compliance with all regulatory requirements. This role will involve achieving performance metrics, including transaction accuracy, member satisfaction, and sales targets, all while contributing to the overall success of the credit union.

JOB SPECIFIC DUTIES

Member Interaction & Transactions

•    Approach the members and visitors by greeting and welcoming them to the credit union in a courteous, professional, and timely manner, ensuring a world-class experience every time.
•    Accurately process member transactions, including deposits, withdrawals, loan payments, and the sale of cashier’s checks.
•    Post transactions to member accounts and maintain accurate member records.
  Balance cash drawers daily and handling cash dispensers, assist with ordering cash,  balancing ATMs and other cash dispensers.
•    Handle member transactions promptly and efficiently while maintaining a high level of accuracy.
•    Achieve optimal transaction handling time, meeting the target while still delivering a superior service experience to members.
•    Research and report discrepancies to the supervisor.

Sales Referrals & Cross-Selling

• Review member profiles to identify and recommend relevant credit union products and services based on individual needs.
• Actively refer and cross-sell products and services to enhance the member experience and meet goals.
• Achieve personal referral sales targets by identifying referral and cross-sell opportunities and utilizing the TFCU Integrity Sales techniques. Work to meet or exceed a target referral and cross-sell ratio.
• Actively participate in sales promotions and campaigns to meet personal and team goals.

Outbound Calling

•  Make outbound calls to current and potential members to promote, refer and cross-sell credit union products and services, schedule appointments, and follow up on inquiries.
•  Provide members with general and specific information related to credit union products and services.
• Interview the member regarding their financial needs and present the right products and services as solutions.
•  Demonstrate and validate for the member based on their financial needs by suggesting suitable products and services.
• Ensure adherence to quality assurance standards for outbound calls, maintaining high service levels and compliance with security standards.

Compliance & Security

•  Alert branch management or Security of any suspicious activity, such as forgery, theft, fraud, kiting, etc.
• Complete Currency Transaction Reports (CTR), Suspicious Activity Reports (SAR), and other required regulatory compliance documentation.
• Ensure that work area and equipment are clean, secure, and well-maintained in accordance with credit union policies and procedures.

Accountability & Ownership:

• Take ownership of the member experience by addressing concerns, following through on commitments, and ensuring resolution of any issues.
• Demonstrate a strong sense of accountability by achieving both personal and team objectives, ensuring accountability in meeting daily, weekly, and monthly performance targets.

General Duties & Responsibilities

• Ensure that the manager is kept informed of important issues affecting the operations of the credit union.
•  Maintain up-to-date and comprehensive knowledge of all credit union products and services, as well as applicable state and federal regulations.
• Maintain a clean, secure, and well-organized work area in accordance with credit union policies and procedures.

BSA Compliance

• All employees are required to uphold the credit union’s compliance with the Bank Secrecy Act (BSA) and anti-money laundering (AML) policies and procedures.
• Specific functions will include awareness of unusual or suspicious activity relevant to the department.
• Complete BSA and OFAC training courses annually as provided by the Training and/or Compliance Departments.
•  Maintain comprehensive knowledge of the Bank Secrecy Act, Customer Identification Program, USA Patriot Act, OFAC, Fair Lending, and Credit Card Act.
  
• Comply with all credit union policies and procedures to ensure compliance with these regulations.

Perform other duties as required, with or without accommodation.

We offer Excellent Benefits such as:

• • Medical, Dental and Vision Insurance
  • Retirement Profit Sharing 401K Plan
  • Accident, Cancer and Hospital Indemnity Plan
  • Prepaid Legal
  • Voluntary Life Insurance
  • Pet Discount Program
  • Paid Time Off/ 11 Paid Holidays
  • And so much More!