What are the responsibilities and job description for the Community Lending Specialist position at Trustmark Bank?
Overview
The purpose of this job is to manage and promote community lending products and activities throughout the Trustmark National Bank service area, with a focus on assisting borrowers in low to moderate and majority-minority census tracts to originate mortgage loans.
Responsibilities
- Make recommendations regarding the participation in community-based activities that best meet Trustmark’s overall financial goals
- Determine best loan products for customers
- Devise marketing plans to seek referrals from various sources
- Work with local, state, and Federal Agencies, non-profits in the creation of products and services designed for the low to moderate income borrowers
- Originate and promote Trustmark’s Community Lending Loans and Products
- Work with housing related entities in educating and promoting home ownership
- Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services
- Work with the Credit and Compliance dept. in assuring adherence to regulatory and best practice policies and procedures
Qualifications
- Knowledge and experience in the origination, processing, and servicing of mortgage loans
- Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
- Working knowledge of financial compliance and regulatory requirements
- Ability and willingness to stay abreast of changes throughout the community and industry
- Analytical skills
- Leadership skills
- Interpersonal skills
- Junior college/Two-year college training or equal mortgage production experience
