Risk & Financial Crimes Data Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Summary

Job Description

U.S. Bank Wealth, Corporate, Commercial and Institutional Banking (WCIB) Risk Management is seeking a Risk Data Analyst candidate. The role will report to the WCIB Risk Data Analytics Manager. WCIB focuses on helping clients work towards their financial goals whenever and wherever they want. WCIB offers comprehensive wealth management services to individuals and families across a wide range of wealth levels. WCIB also provides lending, equipment finance and small-ticket leasing, depository services, capital markets services, international trade services and other financial services to middle market, large corporate, commercial real estate, financial institution, institutional, non-profit and public sector clients. The WCIB Risk Management team is led by the WCIB Chief Risk Officer and works with the business to help identify, control and monitor the risks inherent to its business activities.

Responsibilities

This role joins a team of data analysts in support of the development and delivery of data solutions to address business and regulatory needs, including BSA/AML regulatory and policy compliance. This role provides meaningful insights through analyzing, aligning, organizing, and streamlining various amounts of complex data from multiple sources. They translate information into results which can be used to solve business risk problems. This role works with business and technology teams to create business solutions and automation which enhance efficiency, control, and effectiveness.

The successful candidate will have familiarity with wealth, commercial and institutional banking functions and products, as well as with the U.S. Bank enterprise risk programs. They will be proficient with programming, technology, and data management techniques and tools. They will possess the ability to adapt to dynamically changing situations and have a proven track record of success in navigating complex risk challenges. Other processes and operational projects will be assigned as identified. The successful candidate will effectively coordinate with internal and external stakeholders including but not limited to other members of WCIB Risk, WCIB business units, enterprise risk teams, internal audit, and regulatory agencies.

Required

• 6 years of applicable experience
• Bachelor's degree, or equivalent work experience
  
  
  

Preferred

• Proficiency in programming languages like SQL, SAS, TOAD and/or Python
• Five or more years of experience in data analytics, data architecture and business intelligence
• Three or more years of experience in an applicable risk management environment
• Deep understanding of data governance, data quality management and the complexities of data in a large financial and/or highly regulated institution
• Thorough knowledge of Risk/Compliance/Audit competencies, with an emphasis on BSA/AML/KYC regulations, policies, and procedures
• Experience with Microsoft Power Platform applications
• Demonstrated project management and organizational skills
• Excellent written and verbal communication skills
• Strong analytical and problem-solving skills
• Knowledge of WCIB operations, products, services, systems, and associated risks/controls
• Knowledge of applicable laws, regulations, financial services, and regulatory trends that impact WCIB
• Applicable certifications (SAS certification, SQL, Azure, SharePoint or other Analytics and visualization tools)
• Experience with FOCUS reporting
  
  
  

This position offers a hybrid/flexible schedule which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
  
  
  

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $105,400.00 - $124,000.00 - $136,400.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.