Ag Lender - Vice President Greater NE

Position Summary: The Agricultural Loan Vice President develops and maintains current knowledge of agricultural loan policy and procedures, various types of agricultural and agribusiness loans, related deposit accounts and other bank products and services. Responsible for the development of new agricultural and agribusiness loan business, the expansion of existing business relationships, and the on-going servicing of customers.

Essential Functions:

• Develop and maintain current knowledge of agricultural loan policy and procedures, various types of agricultural and agribusiness loans, related deposit accounts and other bank products and services.
• Performs credit analysis on loans, including financial worksheets and tax returns, with an emphasis on large and complex loans.
• Promote agricultural and agribusiness related loans, and other bank products and services to prospects and existing customers.
• Develop and maintain excellent relationships with existing agricultural loan and bank customers.
• Service agricultural and other loan type requests and present to UBT Ag Loan Committee for approval.
• Monitor and collect past due and watch list accounts.
• Accurately assess loan performance and code loans accordingly.
• Keep informed on current knowledge of agriculture industry commodities, insurance industry, farm bills and market conditions.
• Consult with other officers regarding credit quality, risk assessments and department management as needed
• Opportunity to sell crop insurance to new and existing customers.
• Serve on Ag loan committee as requested.
• Ensure subordinates are trained and comply with bank policy, laws and regulations applicable to their roles as well as mentor to less experienced loan officers. Monitor subordinates’ adherence to internal controls and take action to address employee performance issues.
• Understand and adhere to all bank policies, laws and regulations applicable to their role. Complete compliance training; follow internal processes and controls as required.
• Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
• Regular and reliable attendance is an essential function of this position.
• Perform other job-related duties or special projects as assigned.

Qualifications:

• Bachelor’s Degree required, preferably in Business Administration, Business Management, Agribusiness, Agricultural Economics, or Finance.
• 7 years Agricultural lending experience preferred.
• Valid Nebraska driver’s license with good driving record.
• Proficient in Microsoft Office Products and in working with other bank software.

Preferred Talents

• Accurate and detailed
• Strong analytical skills
• Professional and excellent customer service oriented
• Effective communicator- written and verbal
• Self- directed and takes initiative
• Relationship builder
• Decisive with good judgment

Working Environment:

• Occasionally exposed to outdoor elements or hazards.
• Some sedentary work and occasional lifting and/or carrying up to 25 pounds.
• Travel required.
• This role is eligible for hybrid work from home opportunity under the work from home guidelines upon completion of onboarding.

PLEASE VIEW THE APPLICANT TERMS & CONDITIONS BEFORE PROCEEDING WITH YOUR APPLICATION.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)