Credit Analyst

Description

Analyze financial statements & related materials. Prepare loan applications and required collateral documentation. Close loan transactions, create credit file, & maintain information.

Qualifications

As a full-time employee of United Bank, you would join an outstanding, supportive culture of employees. You would also gain several attractive benefits, including the following:

• Paid vacation, sick, and personal days;
• Health, dental, vision, and life insurance;
• Long and short-term disability;
• 401(k) retirement plan with company match;
• Education reimbursement;
• Wellness opportunities;
• Training and development opportunities;
• Pay for performance;
• Promote from within philosophy;
• Bank products and services;
• Inclusive employer that celebrates and encourages the uniqueness of each person;
• Veteran friendly employer.

We have an excellent opportunity for a full-time Credit Analyst in our Commercial Lending department at our Corporate Office in Grand Rapids, MI. United Bank is searching for driven individuals who are focused on building relationships with our customers by meeting their financial objectives. Whether you have several years of experience or are new to the banking industry, we would love to help you achieve your personal and professional goals.

The Credit Analyst position is a fundamental position at United Bank. Credit Analysts analyze financial statements and related materials. This analysis may include general economic overview, industry profiles and evaluation of the past and present fiscal viability of loan prospects. Prepares SBA loan and conventional loan applications and required collateral documentation. Closes loan transactions & attends customer meetings at the direction of the Loan Officer on the team. Establishes credit files and maintains accurate and current information while reporting any difficulties to appropriate lending officer. Assists Commercial Loan Officers and Branch Managers requiring technical or advisory assistance. Handles all servicing aspects of the loan. Undertakes special projects relating to departmental services as assigned. Responsible for areas of compliance as it relates to this position.

This position requires:

• Bachelor’s degree;
• 1 to 2 years related experience and/or training;
• Ability to read, analyze, and interpret complex documents, such as financial reports;
• Strong written and verbal communication skills;
• To register and maintain NMLS Unique Identifying Number;
• Regular standing and walking;
• Utilizing hands & arms;
• Ability to talk & hear.

United Bank of Michigan is proud to be an Equal Opportunity and Affirmative Action Employer, and to have an inclusive culture to promote and ensure equal opportunity decisions regardless of race, color, gender, disability, sexual orientation, gender identity, veteran status or any other legally protected status.

If you require an accommodation to apply to this position, please call (616) 559-4526, or email careers@UnitedBank4U.com. This contact information is for accommodation purposes only.

Salary : $50,000 - $65,000