What are the responsibilities and job description for the Loan Processor I (On-Site)- Barnesville, Georgia position at United Bank?
- United Bank
Who We Are:
United Bank offers exciting career opportunities and has a unique company mission and culture. We are an innovative and growing 118-year-old, $2.4 billion Community Bank, that proudly provides Signature Service to our customers, in 19 locations and 11 counties, throughout Middle Georgia.
View Our Annual Magazine - OUR STORY
What We Offer:
- Career opportunities and growth.
- Competitive benefit package. Benefits include: paid employee health insurance, dental insurance, vision insurance, short-term disability insurance, paid long-term disability insurance, paid life insurance, 401(k) plan with employer contributions, employee stock purchase plan (ESOP) with employer contributions, flexible spending account (FSA), wellness program, employee assistance program, vacation time, sick time, paid federal holidays, and other unique perks.
- Flexibility
- Unique Culture
Job Title: Loan Processor I
Job Summary:
Process a large volume of varying loans following Bank policy and State/Federal regulations. Assist in the documentation, standardization, and measurement of key processes within the department to promote total quality management environment and to allow for the continual improvement and efficiency of key processes.
General Description/Duties:
- Process various loan types submitted by the lending staff with a primary focus on non-real estate loan production, including denials & withdrawals.
- Produce loan documentation according to Bank guidelines and Federal/State regulations.
- Review loan documentation for accuracy and completeness.
- Maintain a basic knowledge of loan tickets.
- Ensure lending staff is following Bank policy and properly documenting any exceptions.
- Acts as a liaison between lender, appraisal department and attorney as necessary.
- Review existing loan files for documentation deficiencies during processing of an associated new loan request.
- Maintain accuracy and completeness of the collateral tracking and document imaging system.
- Assist lending staff with clearing of documentation exceptions.
- Assist lending staff with general questions.
- Maintain a working knowledge of all applicable State and Federal regulatory and compliance laws and regulations.
- Maintain basic knowledge of consumer and general loan policy.
- Field incoming calls for customer service.
- Performs other duties as assigned.
Requirements:
- High School Diploma or equivalent.
- Associate’s degree preferred.
- Prior loan documentation experience preferred.
- Detail oriented and possess excellent organizational skills.
- Strong written and verbal communication skills.
- Ability to multi-task and manage frequent change.
- Ability to meet multiple deadlines effectively and efficiently.
- Demonstrate problem solving skills and abilities.
- Customer Service focused (internal and external) with timely response and follow-up.
- Demonstrate a “team” attitude toward the Bank and coworkers with a constant focus on improving/protecting the Bank.
- Customer Service focused (internal and external) with timely response and follow-up.
- Ability to maintain confidentiality of sensitive information.
- Display high degree of character and ethics.
- Proficient using Microsoft Office Suite and other related software.
- Position will be required to comply with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
- On-site attendance.
Salary : $2
