Wealth Advisor (on-site) - Griffin, Georgia

Who We Are:

United Bank offers exciting career opportunities and has a unique company mission and culture. We are an innovative and growing 118-year-old, $2.4 billion Community Bank, that proudly provides Signature Service to our customers, in 19 locations and 11 counties, throughout Middle Georgia.

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What We Offer:

• Career opportunities and growth.
• Competitive benefit package. Benefits include: paid employee health insurance, dental insurance, vision insurance, short-term disability insurance, paid long-term disability insurance, paid life insurance, 401(k) plan with employer contributions, employee stock purchase plan (ESOP) with employer contributions, flexible spending account (FSA), wellness program, employee assistance program, vacation time, sick time, paid federal holidays, and other unique perks.
• Flexibility
• Unique Culture

Job Title: Wealth Advisor

Job Summary:

As a Wealth Management Advisor, you will provide personalized financial guidance to high-net-worth individuals and families. You will help clients manage their wealth through strategic planning, investments, and estate planning solutions tailored to their unique financial goals. You will collaborate with a team of professionals to deliver comprehensive financial services and foster long-term client relationships built on trust and expertise.

General Description/Duties:

Duties include but are not limited to the following:

• Develop and implement customized wealth management strategies for clients, considering their financial objectives, risk tolerance, and time horizons.
• Advise clients on a variety of financial matters including investments, retirement planning, tax strategies, insurance, and estate planning.
• Build and manage long-term relationships with clients by providing continuous, personalized support and guidance.
• Analyze clients' current financial situation and offer recommendations to improve or maintain their financial health.
• Stay updated on financial markets, trends, and regulatory changes to provide relevant, up-to-date advice.
• Collaborate with internal teams, such as tax professionals, legal advisors, and investment specialists, to deliver holistic financial solutions.
• Generate new business through networking, referrals, and other client acquisition strategies.
• Works with employees throughout the bank to bring these services to our banking customers.
• Monitor client portfolios, making adjustments as necessary to align with financial goals and market conditions.
• Prepare and present reports on financial performance, investment strategy, and client progress.
• Communicates directly with customers regarding buy and sell orders. Verify authenticity of these transactions and ensure execution on a timely basis.
• Responsible for making sure that all securities received are in proper order and are not restricted or reported missing or stolen.
• Attends monthly Committee meetings to report the status of all referrals and trades.
• Maintain a high level of professionalism, adhering to regulatory standards and best practices in wealth management.
• Position will be required to comply with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.
• Other duties as assigned.

Requirements:

• Bachelor’s degree in finance, business, economics, or equivalent work experience required.
• Experience in wealth management, financial advisory, or related fields preferred.
• Strong understanding of financial markets, investment strategies, tax planning, and estate planning.
• Ability to build and maintain effective relationships with high-net-worth individuals and families.
• Proven analytical, problem-solving, and decision-making skills.
• Effective communication and interpersonal skills, with the ability to explain complex financial concepts in a simple, understandable way.
• Proficiency in using financial planning software and MS Office Suite.
• Highly ethical with integrity, maintain confidentiality, and work in the best interests of clients.
• Certified Trust & Fiduciary Advisor (CTFA) or Certified Financial Planner (CFP®) preferred.
• Will be required to obtain CTFA or CFP® designation once certification eligibility requirements are met.