What are the responsibilities and job description for the SBA Portfolio Manager III position at United Business Bank Career Opportunities?
Job Details
Description
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you.
About United Business Bank
We are a publicly traded Regional Bank with over $2.5B in assets and 35 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy.
About the Position...
The SBA Portfolio Manager III (SBA PM III) is responsible for managing an existing book of SBA loans/relationships with emphasized focus efforts to maximize relationships and developing new loan requests within the arena of SBA 7a and 504 products. The SBA PM III will be responsible for creating credit spreads by spreading the financial statements of borrowers and performing the appropriate cash flow analysis. They will also be responsible for performing a variety of tasks such as preparation of CMs, quarterly calls to all existing assigned clients, annual site inspections, staying on top of approaching maturities to ensure that renewals are submitted timely to avoid unnecessary extensions, ensuring that loan files and requests are complete and in accordance with Bank policy. Additionally, requesting and collecting annual financial statements and other documentation, and for actively managing technical exceptions. The SBA PM III will act as a resource to the various Client Relationship Managers and will also be the primary account officer for all SBA loans that do not have a designated Client Relationship Manager assigned to them. They are also responsible for providing service to those client relationships by identifying their financial needs and filling those needs with the wide range of products and services offered by United Business Bank, especially our SBA products, loans, deposit products, and other products and services. They are responsible for analyzing loan requests and determining whether a loan is within an acceptable risk within the framework of the Bank’s policy and for preparing the required documents and submitting it for approval. They are also responsible for assisting the SBA Portfolio Manager Team Lead with additional assignments and/or projects as needed. The SBA PM III will perform all duties accurately, timely, efficiently, and according to policies, procedures and regulatory guidelines, as well as the SBA SOP.
Qualifications
About You...
You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following:
Education/Certification: Bachelor’s Degree in Business or related field, preferred.
Required Knowledge: Knowledge of SBA loans and SBA SOP preferred. Knowledge of banking and lending operations and procedures, as well as the various regulations and standard banking practices.
Experience Required:
- 1 to 3 years of experience in SBA and lending required.
- 4 to 5 years of experience in SBA and lending preferred.
Skills/Abilities:
- Strong oral and written communication abilities.
- Strong math skills.
- Strong interpersonal skills.
- Strong business development techniques and cross-selling skills.
- Ability to identify, analyze and handle credit requests.
- Strong organizational skills.
- Strong computer skills, ability to use Word and Excel.
- Professional appearance, dress and attitude.
We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Salary : $105,000 - $120,000
